3476 Carnelian Ln, Oceanside, CA 92056 Property Records

San Diego County property record for 3476 Carnelian Ln, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,456 sqft · built 1989
Lot Size0.93 acres (4,043 sqft)
OwnerCompany Name on File
Last Sale$278,000 (Jul 2003)
Tax Bill$4,425 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN168-271-30-00

Property Details

APN / Parcel Number

Primary APN168-271-30-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,456 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area4,043 sqft (0.93 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3476 CARNELIAN LN
CityOCEANSIDE
StateCA
Zip92056-4853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 54 TR 011029
Legal SubdivisionEMERALD LAKE HOMES
Legal Tract011029
Legal Block3
Legal Lot Number54
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3003
Census Tract19809

Owner

3476 Carnelian Ln is owned by a company that acquired it in December 2007 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address3476 CARNELIAN LN, OCEANSIDE, CA 92056-4853
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2003 · Amount on File
Deed SaleJul 1, 2003 · Amount on File
Prior SaleJun 7, 1988 · Amount on File
Deed Document Number2003784720
Last Transfer DateDec 28, 2007
Transfer Doc0000008746
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3476 CARNELIAN LN, OCEANSIDE, CA 92056-4853
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3476 CARNELIAN LN, OCEANSIDE, CA 92056-4853

Mortgage

Document Number0000696464
DateNov 6, 2020
Instrument2020-0696464
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3476 Carnelian Ln was $4,425 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$403,144 (+2%) Land $217,526 Building $185,618
2025$4,425.00 Homeowner's exemption$395,240 Land $213,261 Building $181,979
2023$4,069.00 (+0.3%) Homeowner's exemption$379,894 Land $204,981 Building $174,913
2022$4,057.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3476 Carnelian Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3476 Carnelian Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Carnelian Ln

Nearby Streets

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