Hamilton County property record for 3484 Niagara St, Cincinnati, OH 45251
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,500 sqft · built 1972 |
| Lot Size | 0.381 acres (16,596 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jun 2026) |
| Tax Bill | $2,820 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0112-0035-00 |
| Primary APN | 510-0112-0035-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,500 sqft Living Area |
| Gross Area | 1,788 sqft |
| 1st Floor Area | 576 sqft |
| 2nd Floor Area | 924 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 16,596 sqft (0.381 acres) |
| Lot Dimensions | 237 ft deep x 58.7 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3484 NIAGARA ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45251-2139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NIAGARA ST 58.69 X 237.41IRR LOT 1235 NORTHBROOK 2ND BLK CC |
| Legal Subdivision | NORTHBROOK 2ND |
| Legal Block | CC |
| Legal Lot Number | 1235 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20741 |
3484 Niagara St is owned and occupied by an individual who bought it in June 2026.
Source: Hamilton County records, as of July 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3484 NIAGARA ST, CINCINNATI, OH 45251-2139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL NW BANK |
| Dec 4, 2025 | Warranty Deed, Transfer ANNEX CAPITAL LLC |
| Feb 2, 2024 | Sheriff's Deed, Foreclosure Foreclosure Auction |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on File |
| Deed Sale | Jun 15, 2026 · Amount on File |
| Prior Sale | Dec 4, 2025 · Amount on File |
| Deed Document Number | 202647597 |
| Deed Book / Page | 15687 / 1610 |
| Prior Transfer Date | Nov 6, 2007 |
| Prior Transfer Doc | 0000000904 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 15, 2026 |
| Property Address | 3484 NIAGARA ST, CINCINNATI, OH 45251-2139 |
| Document Number | 0000047597 |
| Book / Page | 15687 / 1610 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202647597 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53,530.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3484 NIAGARA ST, CINCINNATI, OH 45251-2139 |
| Document Number | 0000047598, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 202647598 |
| Name | FIRST FINANCIAL NW BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000047599, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 15687/1627 |
| Instrument | 202647599 |
| Name | FIRST FINANCIAL NW BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 4, 2025 |
| Property Address | 3484 NIAGARA ST, CINCINNATI, OH 45251-2139 |
| Document Number | 0000094623 |
| Book / Page | 15555 / 221 |
| Map Reference | MB 92 PG 56&57 |
| Instrument Date | Dec 3, 2025 |
| Instrument | 2025-0094623 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | E-PERFORMANCE TITLE, PERFORMANCE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3515 COLUMBIA RD, LEBANON, OH 45036-7658 |
| Document Number | 0000094624 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 2025-0094624 |
| Name | ANNEX CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Dec 2, 2026 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 2, 2024 |
| Property Address | 3484 NIAGARA ST, CINCINNATI, OH 45251-2139 |
| Document Number | 0000007511 |
| Book / Page | 15095 / 1183 |
| Map Reference | MB 92 PGS 56 AND 57 |
| Instrument Date | Nov 15, 2023 |
| Instrument | 2024-0007511 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5886 COACHMONT DR, FAIRFIELD, OH 45014-4816 |
The 2025 property tax bill for 3484 Niagara St was $2,820, up 5.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,820.00 (+5.11%) | $47,551 (-) Land $11,389 Building $36,162 | $135,860 Land $32,540 Building $103,320 |
| 2024 | $2,683.00 (-3%) | $47,551 (-) Land $11,389 Building $36,162 | |
| 2023 | $2,766.00 (-22.22%) | $47,551 (+30.01%) Land $11,389 Building $36,162 | $135,860 Land $32,540 Building $103,320 |
| 2022 | $3,556.00 Homeowner's exemption | $36,576 Land $10,042 Building $26,534 | |
| 2020 | $104,500 Land $28,690 Building $75,810 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3484 Niagara St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3484 Niagara St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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