Hamilton County property record for 3476 Niagara St, Cincinnati, OH 45251
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 850 sqft · built 1962 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $181,000 (Feb 2024) |
| Tax Bill | $2,077 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0102-0154-00 |
| Primary APN | 510-0102-0154-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 850 sqft Living Area |
| 1st Floor Area | 850 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 57.7 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3476 NIAGARA ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45251-2139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NIAGARA ST 57.68 X 120 IRR LOT 1237 NORTHBROOK 2ND BLK CC |
| Legal Subdivision | NORTHBROOK 2ND |
| Legal Block | CC |
| Legal Lot Number | 1237 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20741 |
3476 Niagara St is owned and occupied by two individuals who bought it in February 2024.
Source: Hamilton County records, as of February 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3476 NIAGARA ST, CINCINNATI, OH 45251-2139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2024 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 13, 2023 | Warranty Deed, Transfer PROMINENT TITLE LLC, PROMINENT TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2024 · Amount on File |
| Deed Sale | Feb 7, 2024 · Amount on File |
| Prior Sale | Sep 13, 2023 · Amount on File |
| Deed Document Number | 20248519 |
| Deed Book / Page | 15098 / 1392 |
| Prior Transfer Date | Jan 30, 2012 |
| Prior Transfer Doc | 0000000083 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 7, 2024 |
| Property Address | 3476 NIAGARA ST, CINCINNATI, OH 45251-2139 |
| Document Number | 0000008519 |
| Book / Page | 15098 / 1392 |
| Map Reference | MB 92 PGS 56 AND 57 |
| Instrument Date | Jan 31, 2024 |
| Instrument | 2024-0008519 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3476 NIAGARA ST, CINCINNATI, OH 45251-2139 |
| Document Number | 0000008520 |
|---|---|
| Date | Feb 7, 2024 |
| Instrument | 2024-0008520 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Number | 0000008520 |
|---|---|
| Date | Feb 7, 2024 |
| Book Page | 15098/1395 |
| Instrument | 2024-0008520 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1400 FORUM BLVD STE 18, COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 13, 2023 |
| Property Address | 3476 NIAGARA ST, CINCINNATI, OH 45251-2139 |
| Document Number | 0000064796 |
| Book / Page | 14999 / 382 |
| Map Reference | MB 92 PG 56&57 |
| Instrument Date | Sep 5, 2023 |
| Instrument | 2023-0064796 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Title Company | PROMINENT TITLE LLC, PROMINENT TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $105.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3610 MILLIKIN RD, FAIRFIELD TOWNSHIP, OH 45011-2257 |
The 2025 property tax bill for 3476 Niagara St was $2,077, up 7.4% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,077.00 (+7.45%) | $35,529 (-) Land $8,222 Building $27,307 | $101,510 Land $23,490 Building $78,020 |
| 2024 | $1,933.00 (-0.36%) | $35,529 (-) Land $8,222 Building $27,307 | |
| 2023 | $1,940.00 (+13.38%) | $35,529 (+39.23%) Land $8,222 Building $27,307 | $101,510 Land $23,490 Building $78,020 |
| 2022 | $1,711.00 Homeowner's exemption | $25,519 Land $7,249 Building $18,270 | |
| 2020 | $72,910 Land $20,710 Building $52,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3476 Niagara St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3476 Niagara St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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