1. Home
  2. Florida
  3. Santa Rosa County
  4. Navarre
  5. Moonstone Dr

3484 Moonstone Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3484 Moonstone Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,108 sqft · built 2019
Lot Size0.303 acres (13,242 sqft)
OwnerIndividual Name on File
Last Sale$359,900 (Jul 2019)
Tax Bill$4,119 (2024)
Deeds & MortgagesJan 2021 Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN38-1S-27-5465-00F00-0030

Property Details

APN / Parcel Number

Primary APN38-1S-27-5465-00F00-0030

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,108 sqft Heated Area
Gross Area3,924 sqft
1st Floor Area3,552 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area13,242 sqft (0.303 acres)
Garage Area444 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area372 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number381S27546500F000030
Street Address3484 MOONSTONE DR
CityNAVARRE
StateFL
Zip32566-9822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTREASURE ISLE ESTATES 1ST ADD LOT 3 BLK F AS DES IN OR 3845 PG 561
Legal Range27W
Legal Township01S
Legal Section38
Legal SubdivisionTREASURE ISLE ESTATES
Legal BlockF
Legal Lot Number3
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1229
Census Tract10802

Owner

3484 Moonstone Dr is owned and occupied by an individual who bought it in July 2019.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3484 MOONSTONE DR, NAVARRE, FL 32566-9822
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Mar 26, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Jul 1, 2019Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2019 · Amount on File
Deed SaleJul 1, 2019 · Amount on File
Deed Document Number201928105
Deed Book / Page3845 / 0561
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3484 MOONSTONE DR, NAVARRE, FL 32566-9822
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3484 MOONSTONE DR, NAVARRE, FL 32566-9822

Mortgage

Document Number0040561171
DateJan 14, 2021
Book Page4056/1171
Instrument202102653
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term352 Months
DueMay 1, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3484 MOONSTONE DR, NAVARRE, FL 32566-9822
Document Number0039341675
Instrument DateMar 26, 2020
Transaction TypeMortgage
Record UpdatedJun 9, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3484 MOONSTONE DR NAVARRE FL 325669822, NAVARRE, FL 32566-9822

Mortgage

Document Number0039341675
DateApr 1, 2020
Book Page003934/001675
Instrument15726
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 31, 2050

July 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 1, 2019
Property Address3484 MOONSTONE DR, NAVARRE, FL 32566-9822
Document Number0038450561
Book / Page3845 / 0561
Map ReferenceMB 12 PG 60-64
Instrument DateMay 16, 2019
Instrument201928105
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,519.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address3484 MOONSTONE DR, NAVARRE, FL 32566-9822

Mortgage

Document Number0003845563
DateJul 1, 2019
Instrument3845/563
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$4,119.00 (+2.03%) Homeowner's exemption$377,645 (+3%)$480,879 (-1.06%) Land $50,000 Building $430,879
2023$4,037.00 (+2.54%) Homeowner's exemption$366,646 (+3%)$486,055 (+6.61%) Land $40,000 Building $446,055
2022$3,937.00 Homeowner's exemption$355,967$455,917 Land $35,000 Building $420,917

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3484 Moonstone Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 198 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 in force
Nearby Flood Claims133 (1995–2024)
Claims Outside the SFHA28 of 133
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 31 claims
  • Hurricane Frances, Sep 2004 · 68 claims
  • Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3484 Moonstone Dr is high, ranking above 73% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

Nearby Properties on Moonstone Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures