Santa Rosa County property record for 3502 Moonstone Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,108 sqft · built 2019 |
| Lot Size | 0.305 acres (13,286 sqft) |
| Owner | Individual Name on File |
| Last Sale | $670,000 (Aug 2025) |
| Tax Bill | $257 (2024) |
| Deeds & Mortgages | Feb 2026 Transfer Apr 2022 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 38-1S-27-5465-00F00-0060 |
| Primary APN | 38-1S-27-5465-00F00-0060 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,108 sqft Heated Area |
| Gross Area | 3,924 sqft |
| 1st Floor Area | 3,552 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 13,286 sqft (0.305 acres) |
| Lot Dimensions | 1,900 ft deep x 700 ft wide |
| Garage Area | 444 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 381S27546500F000060 |
|---|---|
| Street Address | 3502 MOONSTONE DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-9824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TREASURE ISLE ESTATES 1ST ADD LOT 6 BLK F AS DES IN OR 3817 PG 1835 |
| Legal Range | 27W |
| Legal Township | 01S |
| Legal Section | 38 |
| Legal Subdivision | TREASURE ISLE ESTATES |
| Legal Block | F |
| Legal Lot Number | 6 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1229 |
| Census Tract | 10802 |
3502 Moonstone Dr is owned and occupied by an individual who acquired it in February 2026.
Source: Santa Rosa County records, as of February 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3502 MOONSTONE DR, NAVARRE, FL 32566-9824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Apr 21, 2022 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Apr 8, 2021 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 10, 2020 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 8, 2019 | Grant Deed, Subdivision Related Transfer · VA Mortgage TRIDENT HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2025 · Amount on File |
| Deed Sale | Aug 21, 2025 · Amount on File |
| Prior Sale | Aug 21, 2025 · Amount on File |
| Deed Document Number | 0046500417 |
| Deed Book / Page | 4650 / 417 |
| Last Transfer Date | Feb 9, 2026 |
| Transfer Doc | 0047070417 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 9, 2026 |
| Property Address | 3502 MOONSTONE DR, NAVARRE, FL 32566-9824 |
| Document Number | 0047070417 |
| Book / Page | 4707 / 417 |
| Map Reference | MB 12 PG 60-64 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 202606442 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10460 SANDEDING SHORES DR #206206, 206206, TAMPA, FL 33619 |
| Name | Verified Name |
|---|---|
| Address | 3502 MOONSTONE DR, NAVARRE, FL 32566-9824 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3502 MOONSTONE DR, NAVARRE, FL 32566-9824 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3502 MOONSTONE DR, NAVARRE, FL 32566-9824 |
| Document Number | 0042741072 |
|---|---|
| Date | Apr 21, 2022 |
| Book Page | 4274/1072 |
| Instrument | 202224178 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3502 MOONSTONE DR, NAVARRE, FL 32566-9824 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3502 MOONSTONE DR, NAVARRE, FL 32566-9824 |
| Document Number | 0041001622 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 4100/1622 |
| Instrument | 202123257 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NAVARRE, FL 32566 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3502 MOONSTONE DR, NAVARRE, FL 32566-9824 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0039170299 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 3917/299 |
| Instrument | 202006256 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 8, 2019 |
| Property Address | 3502 MOONSTONE DR, NAVARRE, FL 32566-9824 |
| Document Number | 0038171835 |
| Book / Page | 003817 / 001835 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 13691 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 3, 2019 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,519.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3502 MOONSTONE DR NAVARRE FL 325669824, NAVARRE, FL 32566-9824 |
| Document Number | 38171837 |
|---|---|
| Date | Apr 8, 2019 |
| Book Page | 003817/001837 |
| Instrument | 13692 |
| Name | TRIDENT HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | GULF BREEZE, FL 32561 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 7, 2049 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $257.00 (+7.53%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $378,436 (+3%) | $482,064 (-1.07%) Land $50,000 Building $432,064 |
| 2023 | $239.00 (+6.7%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $367,414 (+3%) | $487,285 (+6.61%) Land $40,000 Building $447,285 |
| 2022 | $224.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $356,713 | $457,074 Land $35,000 Building $422,074 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3502 Moonstone Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3502 Moonstone Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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