Cabarrus County property record for 3484 County Down Ave, Kannapolis, NC 28081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,640 sqft · built 2006 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Apr 2023) |
| Tax Bill | $5,219 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Apr 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04051F0079.000000 |
| Primary APN | 04051F0079.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,640 sqft Living Area |
| Gross Area | 3,487 sqft |
| 1st Floor Area | 2,001 sqft |
| Upper Floors Area | 639 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Asbestos |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 144 ft deep x 52 ft wide |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 370 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 271 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 162476 |
|---|---|
| Street Address | 3484 COUNTY DOWN AVE |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28081-6442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-TND |
| Legal Description | LT 79 VILLAGE AT KELLSWATER BRIDGE |
| Legal Subdivision | KELLSWATER BRIDGE |
| Legal Lot Number | 79 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 41202 |
Source: Cabarrus County records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3484 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Apr 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Feb 8, 2018 | Deed of Trust, Mortgage · FHA Mortgage LOANPAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2023 · Amount on Record |
| Deed Sale | Apr 19, 2023 · Amount on Record |
| Prior Sale | Jul 16, 2015 · Amount on Record |
| Deed Document Number | 20237537 |
| Deed Book / Page | 16454 / 2 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 19, 2023 |
| Property Address | 3484 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6442 |
| Document Number | 0000164542 |
| Book / Page | 16454 / 2 |
| Map Reference | MB 48 PG 24 |
| Instrument Date | Apr 19, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2023 |
| Title Company | SOUTHERN HOME TITLE, SOUTHERN HOMES TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11509 CRYSTAL POINTE DR UNIT 107, 107, CHARLOTTE, NC 28215-7829 |
| Name | Verified Name |
|---|---|
| Address | 3484 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6442 |
| Document Number | 0164540005 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 16454-0005 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3484 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6442 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015959308 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 15959/308 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 8, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3484 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6442 |
| Document Number | 12877192 |
| Book / Page | 012877 / 000192 |
| Instrument Date | Feb 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2018 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3484 COUNTY DOWN AVE KANNAPOLIS NC 280816442, KANNAPOLIS, NC 28081-6442 |
| Document Number | 12877192 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 012877/000192 |
| Instrument | 3346 |
| Name | LOANPAL |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2048 |
Source: Cabarrus County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,219.00 (+27.29%) | $459,630 (+53.59%) Land $92,000 Building $367,630 | |
| 2024 | $459,630 (+53.59%) Land $92,000 Building $367,630 | ||
| 2023 | $4,100.00 | $299,260 Land $58,000 Building $241,260 | $299,260 Land $58,000 Building $241,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Hotwire Communications Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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