Cabarrus County property record for 3548 County Down Ave, Kannapolis, NC 28081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,657 sqft · built 2019 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Dec 2021) |
| Tax Bill | $4,616 (2023) |
| Deeds & Mortgages | Oct 2025 Line of Credit Dec 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04051F0074.000000 |
| Primary APN | 04051F0074.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,657 sqft Living Area |
| Gross Area | 3,268 sqft |
| 1st Floor Area | 1,954 sqft |
| Upper Floors Area | 703 sqft |
| Attic Area | 78 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Asbestos |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 533 sqft |
| Driveway | Driveway |
| Driveway Area | 187 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 490 sqft |
| Deck Area | 16 sqft |
| Patio Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 151581 |
|---|---|
| Street Address | 3548 COUNTY DOWN AVE |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28081-6439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TND |
| Legal Description | LT 74 VILLAGE AT KELLSWATER BRIDGE |
| Legal Subdivision | KELLSWATER BRG MAP 05 PH 01B |
| Legal Lot Number | 74 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 41202 |
Source: Cabarrus County records · APN 04051F0074.000000
Assessment roll updated January 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3548 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Dec 01, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 06, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG |
| Mar 27, 2017 | Loan Modification, Mortgage ATTORNEY ONLY |
| Mar 27, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2021 · Amount on Record |
| Deed Sale | Dec 01, 2021 · Amount on Record |
| Prior Sale | Feb 07, 2020 · Amount on Record |
| Deed Document Number | 0015692301 |
| Deed Book / Page | 15692 / 301 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3548 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6439 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001767568 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 17675/68 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Dec 01, 2021 |
| Property Address | 3548 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6439 |
| Document Number | 0015692301 |
| Book / Page | 15692 / 301 |
| Map Reference | MB 51 PG 51 |
| Instrument Date | Nov 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 210 S MAIN ST # ST601, 210, KANNAPOLIS, NC 28081-3221 |
| Name | Verified Name |
|---|---|
| Address | 3548 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6439 |
| Document Number | 0015692303 |
|---|---|
| Date | Dec 01, 2021 |
| Instrument | 15692/303 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3548 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6439 |
| Instrument Date | Feb 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3548 COUNTY DOWN AVE KANNAPOLIS NC 28081, KANNAPOLIS, NC 28081 |
| Document Number | 13990322 |
|---|---|
| Date | Feb 07, 2020 |
| Book Page | 013990/000322 |
| Instrument | 3881 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 06, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3548 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6439 |
| Document Number | 12414219 |
| Instrument Date | Mar 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2919 BREEZEWOOD AVE #400 FAYETTEVILLE NC 283035283, 400, FAYETTEVILLE, NC 28303-5283 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Mar 27, 2017 |
| Property Address | 3548 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6439 |
| Document Number | 12414216 |
| Book / Page | 012414 / 000216 |
| Instrument Date | Mar 23, 2017 |
| Instrument | 7388 |
| Transaction Type | Transfer |
| Record Updated | Apr 04, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2919 BREEZEWOOD AVE #400 FAYETTEVILLE NC 283035283, 400, FAYETTEVILLE, NC 28303-5283 |
| Investor | Possibly a Property Investor |
Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,616.00 | $336,960 Land $58,000 Building $278,960 | $336,960 Land $58,000 Building $278,960 |
Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Hotwire Communications Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 332 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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