34820 Vine St, Willowick (Eastlake), OH 44095 Property Records

Lake County property record for 34820 Vine St, Willowick, OH 44095 · Last verified April 2026

Property Summary

Property Type	Restaurant
Details	4,325 sqft · built 2022
Lot Size	0.991 acres (43,172 sqft)
Owner	Company Name on File
Last Sale	$440,000 (Nov 2021)
Tax Bill	$22,023 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`34-A-007-0-00-025-0`

Property Details

APN / Parcel Number

Primary APN	`34-A-007-0-00-025-0`
Alternative APN	`B 5`

Interior

Stories	1 Story
Building Area	4,325 sqft Gross Area
1st Floor Area	4,325 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Block
Lot Area	43,172 sqft (0.991 acres)
Lot Dimensions	240 ft deep x 145 ft wide
View / Lot	Central Business

Exterior Amenities

Porch	Enclosed Porch
Porch Area	1,020 sqft
Patio Area	540 sqft
Canopy	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	34820 VINE ST
City	WILLOWICK
State	OH
Zip	44095-5141
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	LOT 10 CARD TRACT
Legal Subdivision	ORIGINAL WILLOUGHBY TOWNSHIP CARD
Legal Block	1
Legal Lot Number	10
Jurisdiction	LAKE OH
Township / Civil Division	EASTLAKE
Census Block Group	1
Census Block	1006
Census Tract	202100

Owner

Source: Lake County records · APN 34-A-007-0-00-025-0

Assessment roll updated December 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	34820 VINE ST, WILLOWICK, OH 44095-5141
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 09, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jan 21, 2026	Lease, Transfer
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Nov 05, 2021	Warranty Deed, Transfer · Construction Mortgage OLD NATIONAL BANK
Jul 29, 2017	Deed of Trust, Mortgage · Line of Credit JAMES PAYNE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 05, 2021 · Amount on Record
Deed Sale	Nov 05, 2021 · Amount on Record
Prior Sale	Jun 01, 2016 · Amount on Record
Deed Document Number	202139354
Record Updated	Jun 08, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	Apr 09, 2026
Property Address	34820 VINE ST, WILLOWICK, OH 44095-5141
Document Number	0000007184
Instrument Date	Mar 23, 2026
Instrument	20267184
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	18447 WHITEMARSH LN, STRONGSVILLE, OH 44149-6881

Mortgage

Document Number	0000007184,
Date	Apr 09, 2026
Instrument	20267184

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.01%
Max Rate	-1%

January 2026: Lease, Transfer

Document Type	Lease
Jurisdiction	LAKE OH
Recording Date	Jan 21, 2026
Property Address	34820 VINE ST, WILLOWICK, OH 44095-5141
Document Number	0000001202
Instrument Date	Jan 12, 2026
Instrument	2026R001202
Transaction Type	Transfer
Record Updated	Feb 03, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34820 VINE ST, WILLOWICK, OH 44095-5141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34820 VINE ST, WILLOWICK, OH 44095-5141

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	34820 VINE ST, WILLOWICK, OH 44095-5141
Transaction Type	Mortgage
Record Updated	Oct 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020876
Date	Sep 23, 2025
Instrument	2025R020876

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	KALAMAZOO, MI 49006

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Mar 12, 2026

Interest

Rate Type	Adjustable Rate

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	34820 VINE ST, WILLOWICK, OH 44095-5141
Transaction Type	Mortgage
Record Updated	Oct 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020872
Date	Sep 23, 2025
Instrument	2025R020872

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	KALAMAZOO, MI 49006

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 12, 2035

Interest

Rate Type	Adjustable Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Nov 05, 2021
Property Address	34820 VINE ST, WILLOWICK, OH 44095-5141
Document Number	0000039354
Instrument Date	Nov 05, 2021
Instrument	2021R039354
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34820 VINE ST, WILLOWICK, OH 44095-5141

Mortgage

Document Number	0000039355
Date	Nov 05, 2021
Instrument	2021R039355

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	TECUMSEH, MI 49286

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Nov 05, 2032

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	34820 VINE ST, WILLOWICK, OH 44095-5141
Document Number	0000024997
Instrument Date	Jul 29, 2017
Transaction Type	Mortgage
Record Updated	Sep 22, 2017
Title Company	ENTERPRISE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	34820 VINE ST WILLOWICK OH 440955141, WILLOWICK, OH 44095-5141

Mortgage

Document Number	0000024997
Date	Sep 19, 2017
Instrument	24997

Lender

Name	JAMES PAYNE
Address	3818 OHIO ST, PERRY, OH 44081-9568

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Eastlake City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$182,950 (-) Land $67,990 Building $114,960	$522,730 (-) Land $194,270 Building $328,460
2024	$22,023.00 (+13.97%)	$182,950 (-8.5%) Land $67,990 Building $114,960	$522,730 (-8.5%) Land $194,270 Building $328,460
2023	$19,323.00 (+27.1%) Homeowner's exemption	$199,950 (+9.59%) Land $109,170 Building $90,780
2022	$15,203.00	$182,450 Land $109,170 Building $73,280
2021			$571,290 Land $311,910 Building $259,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, Verizon, AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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