3482 Terramore Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 3482 Terramore Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,558 sqft · built 2011
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (Apr 2026)
Tax Bill	$5,353 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-05-25-A-27`

Property Details

APN / Parcel Number

Primary APN	`26-36-05-25-A-27`
Alternative APNs	`26-36-05-25-0000A.0-0027.00` `2628711`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,558 sqft Living Area
Gross Area	3,467 sqft
1st Floor Area	2,558 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Width	110 ft Width
Garage Type	Attached
Garage Area	570 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	339 sqft
Deck Area	512 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2628711
Street Address	3482 TERRAMORE DR
City	MELBOURNE
State	FL
Zip	32940-8022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TERRAMORE SUBDIVISION LOT 27 BLK A
Legal Range	36E
Legal Township	26S
Legal Section	05
Legal Subdivision	TERRAMORE SUBDIVISION
Legal Block	A
Legal Lot Number	27
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1017
Census Tract	71201

Owner

3482 Terramore Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3482 TERRAMORE DR, MELBOURNE, FL 32940-8022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · VA Mortgage STRONG HOME MORTGAGE LLC
Mar 9, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jan 22, 2025	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Apr 2, 2026	Quit Claim Deed, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC
May 12, 2020	Intrafamily Transfer, Transfer ORLANDO TTL PROFESSIONALS LL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on File
Deed Sale	Apr 2, 2026 · Amount on File
Prior Sale	Aug 10, 2016 · Amount on File
Deed Document Number	202665551
Deed Book / Page	10587 / 2324
Prior Transfer Date	Mar 21, 2026
Prior Transfer Doc	0105872324
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3482 TERRAMORE DR, MELBOURNE, FL 32940-8022
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3482 TERRAMORE DR, MELBOURNE, FL 32940-8022

Mortgage

Document Number	0097371656
Date	Mar 13, 2023
Book Page	9737/1656
Instrument	2023049196

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3482 TERRAMORE DR, MELBOURNE, FL 32940-8022
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090432485
Date	Mar 9, 2021
Book Page	9043/2485
Instrument	2021058984

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3482 TERRAMORE DR, MELBOURNE, FL 32940-8022
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3482 TERRAM DRIVE, MELBOURNE, FL 32940-8022

Mortgage

Document Number	0102462948
Date	Jan 22, 2025
Book Page	10246/2948
Instrument	2025013540

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 2, 2026
Property Address	3482 TERRAMORE DR, MELBOURNE, FL 32940-8022
Document Number	0105872324
Book / Page	10587 / 2324
Instrument Date	Mar 21, 2026
Instrument	202665551
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TEAM TITLE SERVICES, AMT TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3482 TERRAMORE DR, MELBOURNE, FL 32940-8022
Investor	Possibly a Property Investor

Mortgage

Document Number	0000065552,
Date	Apr 2, 2026
Instrument	202665552

Lender

Name	SUN WEST MORTGAGE COMPANY INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	May 12, 2020
Property Address	3482 TERRAMORE DR, MELBOURNE, FL 32940-8022
Document Number	0087391770
Book / Page	8739 / 1770
Map Reference	MB 54 PG 1-4
Instrument Date	May 4, 2020
Instrument	2020102995
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	ORLANDO TTL PROFESSIONALS LL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3472 SIDERWHEEL DR, 3472, ROCKLEDGE, FL 32955-6031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3472 SIDERWHEEL DR, ROCKLEDGE, FL 32955-6031

Tax Assessment & Valuation

The 2025 property tax bill for 3482 Terramore Dr was $5,353, up 6.8% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,930 (+2.7%)	$581,150 (-2.45%)
2025	$5,353.00 (+6.76%) Homeowner's exemption	$405,970	$595,720
2024	$5,014.00 (+1.52%)
2023	$4,939.00 (+7.3%) Homeowner's exemption	$383,040 (+3%)	$598,200 (+12.83%) Land $125,000 Building $473,200
2022	$4,603.00 Homeowner's exemption	$371,890	$530,160 Land $110,000 Building $420,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3482 Terramore Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3482 Terramore Dr is moderate, ranking above 63% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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