3472 Terramore Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 3472 Terramore Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,345 sqft · built 2011
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (May 2021)
Tax Bill	$6,613 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-05-25-A-28`

Property Details

APN / Parcel Number

Primary APN	`26-36-05-25-A-28`
Alternative APNs	`26-36-05-25-0000A.0-0028.00` `2628712`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,345 sqft Living Area
Gross Area	3,055 sqft
1st Floor Area	2,345 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	440 sqft
Porch	Florida Room
Porch Area	270 sqft
Deck Area	586 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2628712
Street Address	3472 TERRAMORE DR
City	MELBOURNE
State	FL
Zip	32940-8022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TERRAMORE SUBDIVISION LOT 28 BLK A
Legal Range	36E
Legal Township	26S
Legal Section	05
Legal Subdivision	TERRAMORE SUBDIVISION
Legal Block	A
Legal Lot Number	28
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1017
Census Tract	71201

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3472 TERRAMORE DR, MELBOURNE, FL 32940-8022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Warranty Deed, Transfer · VA Mortgage THE MORTGAGE FIRM INC
Dec 23, 2019	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 24, 2017	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Jul 24, 2017 · Amount on Record
Deed Document Number	2021125847
Deed Book / Page	9123 / 89
Prior Transfer Date	Jul 5, 2017
Prior Transfer Doc	2017153181
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 14, 2021
Property Address	3472 TERRAMORE DR, MELBOURNE, FL 32940-8022
Document Number	0091230089
Book / Page	9123 / 89
Map Reference	MB 54 PG 1-4
Instrument Date	May 13, 2021
Instrument	2021125847
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3472 TERRAMORE DR, 3472, MELBOURNE, FL 32940-8022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3472 TERRAMORE DR, MELBOURNE, FL 32940-8022

Mortgage

Document Number	912391
Date	May 14, 2021
Instrument	9123/91

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3472 TERRAMORE DR, MELBOURNE, FL 32940-8022
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086210826
Date	Dec 23, 2019
Book Page	8621/0826
Instrument	2019278219

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 24, 2017
Property Address	3472 TERRAMORE DR, MELBOURNE, FL 32940-8022
Document Number	0079430210
Book / Page	007943 / 000210
Instrument Date	Jul 5, 2017
Instrument	153181
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3472 TERRAMORE DR MELBOURNE FL 329408022, MELBOURNE, FL 32940-8022

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,220 (+2.51%)	$528,220 (-2.54%)
2025	$6,613.00 (+5.24%) Homeowner's exemption Veteran's exemption	$515,270 (+5.99%)	$541,960 (+1.54%)
2024	$6,284.00 (+1.39%)
2023	$6,198.00 (+7.29%) Homeowner's exemption	$486,170 (+3%)	$533,760 (+13.08%) Land $125,000 Building $408,760
2022	$5,777.00 Homeowner's exemption	$472,010 Land $110,000 Building $362,010	$472,010 Land $110,000 Building $362,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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