3472 E Vernon St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 3472 E Vernon St, Gilbert, AZ 85298

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,073 sqft · built 2004
Lot Size0.139 acres (6,050 sqft)
Owner2 Individual Names on File
Last Sale$295,900 (Dec 2015)
Tax Bill$2,196 (2025)
Deeds & MortgagesAug 2022 Line of Credit
May 2018 Mortgage
+ 4 more
Flood ZoneZone X (moderate risk)
APN304-78-190

Property Details

APN / Parcel Number

Primary APN304-78-190
Alternative APN
  • 304781909

Interior

Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,073 sqft Living Area
Gross Area3,168 sqft
1st Floor Area1,551 sqft
2nd Floor Area1,522 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area6,050 sqft (0.139 acres)
Parking Spaces2 Parking Spaces
Patio Area95 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address3472 E VERNON ST
CityGILBERT
StateAZ
Zip85298-4834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionSEVILLE PARCEL 2 MCR 554-18
Legal Range6E
Legal Township2S
Legal Section23
Legal SubdivisionSEVILLE PARCEL 2
Legal Lot Number5
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1022
Census Tract816401

Owner

Source: Maricopa County records · APN 304-78-190

Assessment roll updated October 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3472 E VERNON ST, GILBERT, AZ 85298-4834
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 01, 2022Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
May 02, 2018Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC
Jan 28, 2019Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 30, 2019Deed of Trust, Mortgage · FHA Mortgage
HOME POINT FINANCIAL CORPORATION
Aug 28, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 09, 2015 · Amount on Record
Deed SaleDec 09, 2015 · Amount on Record
Prior SaleJun 29, 2012 · Amount on Record
Deed Document Number2015870836
Prior Transfer DateMay 25, 2012
Prior Transfer Doc0000573802
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3472 E VERNON ST, GILBERT, AZ 85298-4834
Transaction TypeMortgage
Record UpdatedAug 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3472 E VERNON ST, GILBERT, AZ 85298-4834

Mortgage

Document Number0000613456
DateAug 01, 2022
Instrument20220613456
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3472 E VERNON ST, GILBERT, AZ 85298-4834
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanyTITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000335937
DateMay 02, 2018
Instrument20180335937
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2048

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3472 E VERNON ST, GILBERT, AZ 85298-4834
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3472 E VERNON ST, GILBERT, AZ 85298-4834

Mortgage

Document Number0000059158
DateJan 28, 2019
Instrument20190059158
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3472 E VERNON ST, GILBERT, AZ 85298-4834
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000771238
DateSep 30, 2019
Instrument20190771238
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3472 E VERNON ST, GILBERT, AZ 85298-4834
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3472 E VERNON ST, GILBERT, AZ 85298-4834

Mortgage

Document Number0000801728
DateAug 28, 2020
Instrument20200801728
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3472 E VERNON ST, GILBERT, AZ 85298-4834
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3472 E VERNON ST, GILBERT, AZ 85298-4834

Mortgage

Document Number0000068699
DateJan 24, 2022
Instrument20220068699
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictChandler Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$52,050 (+69.11%)$520,500 (+5.19%) Land $104,100 Building $416,400
2025$2,196.00 (-7.03%)$30,779 (-41.43%)$494,800 (-5.84%) Land $98,900 Building $395,900
2024$52,550$525,500 Land $105,100 Building $420,400
2023$2,362.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 476 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Lumen Technologies
DSL · Fiber in parts of the area
140 / 20
Wi-Fiber
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemTOWN OF GILBERT
serves 247,600 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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