3480 Snows Rd, Camino, CA 95709 Property Records

El Dorado County property record for 3480 Snows Rd, Camino, CA 95709

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,456 sqft · built 1990
Lot Size	10 acres (439,520 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (May 2022)
Tax Bill	$5,513 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043-540-024-000`

Property Details

APN / Parcel Number

Primary APN	`043-540-024-000`
Alternative APNs	`04354024100` `0435402410`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	439,520 sqft
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Patio Area	1,456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	3480 SNOWS RD
City	CAMINO
State	CA
Zip	95709-9504
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	PM 40/92/2
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	3
Census Block	3000
Census Tract	31301

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3480 SNOWS RD, CAMINO, CA 95709-9504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 30, 2020	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 22, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 22, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2022 · Amount on Record
Deed Sale	May 9, 2022 · Amount on Record
Prior Sale	Dec 30, 2020 · Amount on Record
Deed Document Number	202221010
Prior Transfer Date	Dec 13, 2017
Prior Transfer Doc	0000058284
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 9, 2022
Property Address	3480 SNOWS RD, CAMINO, CA 95709-9504
Document Number	0000021010
Map Reference	MB 40 PG 92
Instrument Date	Apr 29, 2022
Instrument	2022-0021010
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3480 SNOWS RD, CAMINO, CA 95709-9504

Mortgage

Document Number	0000021011
Date	May 9, 2022
Instrument	2022-0021011

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Dec 30, 2020
Property Address	3480 SNOWS RD, CAMINO, CA 95709-9504
Document Number	0000076367
Map Reference	MB 40 PG 92
Instrument Date	Dec 21, 2020
Instrument	2020-0076367
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3480 SNOWS RD, CAMINO, CA 95709-9504

Mortgage

Document Number	0000076368
Date	Dec 30, 2020
Instrument	2020-0076368

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Dec 22, 2017
Property Address	3480 SNOWS RD, CAMINO, CA 95709-9504
Document Number	0000058284
Map Reference	MB 40 PG 110
Instrument Date	Dec 13, 2017
Instrument	2017-0058284
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3480 SNOWS RD, CAMINO, CA 95709-9504

Mortgage

Document Number	0000058285
Date	Dec 22, 2017
Instrument	2017-0058285

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Dec 22, 2017
Property Address	3480 SNOWS RD, CAMINO, CA 95709-9504
Document Number	0000058286
Instrument Date	Dec 13, 2017
Instrument	58286
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3480 SNOWS RD CAMINO CA 957099504, CAMINO, CA 95709-9504

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Camino Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$524,978 (+2%) Land $156,952 Building $368,026
2025	$5,513.00 (+4.2%)	$514,685 (+4.04%) Land $153,875 Building $360,810
2023	$5,291.00 (+28.52%)	$494,700 Land $147,900 Building $346,800
2022	$4,117.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 84% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Verizon.

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