St. Charles County property record for 3480 E Terra Ln, O Fallon, MO 63366
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 1,992 sqft · built 2023 |
| Lot Size | 4.46 acres (194,713 sqft) |
| Owner | Company Name on Record |
| Last Sale | $770,000 (Jun 2022) |
| Tax Bill | $26,896 (2025) |
| Deeds & Mortgages | Jun 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 197089A000 |
| Primary APN | 197089A000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,992 sqft Total Area |
| Year Built | Built 2023 |
|---|---|
| Lot Area | 194,713 sqft (4.46 acres) |
| Garage Type | Attached |
| Account Number | 197089A000 |
|---|---|
| Old Parcel Number | 197089A000 |
| Street Address | 3480 E TERRA LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-4554 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | AB3 |
| Legal Description | PT SUR 731 |
| Legal Range | 03E |
| Legal Township | 47N |
| Legal Lot Number | 17 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 311602 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1601 W OLD ROUTE 66, STRAFFORD, MO 65757-7415 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on Record |
| Deed Sale | Jun 14, 2022 · Amount on Record |
| Prior Sale | Mar 6, 2000 · Amount on Record |
| Deed Document Number | 0202233303 |
| Deed Book / Page | 2022 / 33303 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 14, 2022 |
| Property Address | 3480 E TERRA LN, O FALLON, MO 63366-4554 |
| Document Number | 0000033303 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 2022R-033303 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 131 E ADAMS AVE # AVE2A, AVE2A, SAINT LOUIS, MO 63122-4085 |
| Name | Verified Name |
|---|---|
| Address | 1601 W OLD ROUTE 66, STRAFFORD, MO 65757-7415 |
| Document Number | 0000033304 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2022R-033304 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65804 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,896.00 | $380,824 (+83,414.04%) | $1,190,076 (+31,217.79%) Land $486,782 Building $703,294 |
| 2023 | $456 | ||
| 2022 | $3,800 Land $3,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 23 (1981–2022) |
| Claims Outside the SFHA | 2 of 23 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Brown Dog Networks Fixed Wireless | 50 / 10 |
May also be available: Brightspeed, Spectrum, T-Mobile, Verizon, Wisper ISP.
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