3000 E Terra Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 3000 E Terra Ln, O Fallon, MO 63366

Property Summary

Property Type	Commercial
Details	4 ba · 1,540 sqft · built 1993
Lot Size	3.25 acres (141,570 sqft)
Owner	Company Name on File
Last Sale	$800,000 (May 2019)
Tax Bill	$20,698 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`197085A000`

Property Details

APN / Parcel Number

Primary APN	`197085A000`
Alternative APN	`2-0055-S026-00-0006.0000000`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,540 sqft Total Area
1st Floor Area	1,540 sqft

Exterior

Year Built	Built 1993
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	141,570 sqft (3.25 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	197085A000
Old Parcel Number	197085A000
Street Address	3000 E TERRA LN
City	O FALLON
State	MO
Zip	63366-4436
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	AB3
Legal Description	PT FRL SEC 26
Legal Range	03E
Legal Township	47N
Legal Section	26
Legal Subdivision	TRAILS RIVERWOOD 02
Legal Lot Number	6
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1033
Census Tract	311602

Owner

3000 E Terra Ln, a commercial property, is owned by a company that bought it in May 2019.

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	12 ASPEN RIDGE CT, SAINT PETERS, MO 63376-1676
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on File
Deed Sale	May 28, 2019 · Amount on File
Prior Sale	Mar 9, 2010
Deed Document Number	0070792221
Deed Book / Page	7079 / 2221
Record Updated	Jun 8, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 28, 2019
Property Address	3000 E TERRA LN, O FALLON, MO 63366-4436
Document Number	0070792221
Book / Page	007079 / 002221
Instrument Date	May 24, 2019
Instrument	254350
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12 ASPEN RIDGE CT ST PETERS MO 633761676, ST PETERS, MO 63376-1676

Mortgage

Document Number	70792225
Date	May 28, 2019
Book Page	007079/002225
Instrument	254360

Lender

Name	LINDELL BK&TR
Type	Bank
Address	ST PETERS, MO 63376

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3000 E Terra Ln was $20,698.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,698.00	$293,069	$915,840 Land $619,369 Building $296,471
2023		$288,634
2022			$901,980 Land $619,369 Building $282,611

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3000 E Terra Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	23 (1981–2022)
Claims Outside the SFHA	2 of 23
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3000 E Terra Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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