348 Warwick Rd, Ponca City, OK 74601 Property Records

Kay County property record for 348 Warwick Rd, Ponca City, OK 74601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,195 sqft · built 1982
Lot Size	0.224 acres (9,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Jan 2026)
Tax Bill	$713 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jan 2026 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1395-00-005-013-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`1395-00-005-013-0-000-00`
Alternative APN	`9969`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,195 sqft Living Area
1st Floor Area	1,195 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,757 sqft (0.224 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9969
Street Address	348 WARWICK RD
City	PONCA CITY
State	OK
Zip	74601-7427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C - WESTBURY 2ND ADD BLK 5 LOT 13..JAMES DEC.
Legal Range	02E
Legal Township	26N
Legal Section	15
Legal Subdivision	WESTBURY 2ND
Legal Block	5
Legal Lot Number	13
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	6
Census Block	6011
Census Tract	100

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3106 TURNER ST, PONCA CITY, OK 74604-1514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 12, 2026	Sheriff's Deed, Foreclosure Foreclosure Auction
Jul 7, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026 · Amount on Record
Deed Sale	Jan 12, 2026 · Amount on Record
Prior Sale	Nov 1, 2011
Deed Document Number	2026279
Deed Book / Page	2022 / 537
Prior Transfer Date	Jan 8, 2026
Prior Transfer Doc	I2026000279
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	348 WARWICK RD, PONCA CITY, OK 74601-7427
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 WARWICK RD, PONCA CITY, OK 74601-7427

Mortgage

Document Number	I2022009395
Date	Dec 14, 2022
Book Page	1923/912
Instrument	I-2022-009395

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

January 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	KAY OK
Recording Date	Jan 12, 2026
Property Address	348 WARWICK RD, PONCA CITY, OK 74601-7427
Document Number	I2026000279
Book / Page	2022 / 537
Instrument Date	Jan 8, 2026
Instrument	I-2026-000279
Transaction Type	Foreclosure
Record Updated	Jan 22, 2026

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 TURNER ST, PONCA CITY, OK 74604-1514

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	348 WARWICK RD, PONCA CITY, OK 74601-7427
Document Number	0000005585
Instrument Date	Jul 7, 2018
Transaction Type	Mortgage
Record Updated	Aug 1, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 WARWICK RD PONCA CITY OK 746017427, PONCA CITY, OK 74601-7427

Mortgage

Document Number	0000005585
Date	Jul 20, 2018
Book Page	001782/000105
Instrument	5585

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,875 (+5%) Land $1,130 Building $7,745	$80,685 (-39.64%) Land $10,273 Building $70,412
2025	$713.00 (+4.55%) Homeowner's exemption	$8,452 (+2.99%) Land $1,076 Building $7,376	$133,672 (-4.09%) Land $9,784 Building $123,888
2024	$682.00 (+1.49%) Homeowner's exemption	$8,207 (+3%) Land $1,076 Building $7,131	$139,377 (+10.46%) Land $9,784 Building $129,593
2023	$672.00 Homeowner's exemption	$7,968 Land $1,076 Building $6,892	$126,178 Land $9,784 Building $116,394

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1979–2008)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2008 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, May 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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