321 Warwick Rd, Ponca City, OK 74601 Property Records

Kay County property record for 321 Warwick Rd, Ponca City, OK 74601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,253 sqft · built 1981
Lot Size	0.181 acres (7,884 sqft)
Owner	Individual Name on Record
Last Sale	$79,900 (Jul 2020)
Tax Bill	$823 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1395-00-003-020-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`1395-00-003-020-0-000-00`
Alternative APN	`9928`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,253 sqft Living Area
1st Floor Area	1,253 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,884 sqft (0.181 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9928
Street Address	321 WARWICK RD
City	PONCA CITY
State	OK
Zip	74601-7428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C-WESTBURY 2ND ADD BLK 3 LOT 20
Legal Range	02E
Legal Township	26N
Legal Section	15
Legal Subdivision	WESTBURY 2ND
Legal Block	3
Legal Lot Number	20
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	6
Census Block	6009
Census Tract	100

Owner

Source: Kay County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 WARWICK RD, PONCA CITY, OK 74601-7428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 27, 2020	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Jul 27, 2020	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	May 31, 2002 · Amount on Record
Deed Document Number	20205181
Deed Book / Page	1841 / 699
Prior Transfer Date	Jun 27, 2020
Prior Transfer Doc	0000005180
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Recording Date	Sep 23, 2026
Property Address	321 WARWICK RD, PONCA CITY, OK 74601-7428
Document Number	0000006820
Book / Page	2048 / 620
Instrument Date	Sep 11, 2026
Instrument	20266820
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 WARWICK RD, PONCA CITY, OK 74601-7428

Mortgage

Document Number	0000006820,
Date	Sep 23, 2026
Book Page	2048/620
Instrument	20266820

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Jul 27, 2020
Property Address	321 WARWICK RD, PONCA CITY, OK 74601-7428
Document Number	0000005181
Book / Page	001841 / 000699
Instrument Date	Jul 27, 2020
Instrument	5181
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 WARWICK RD PONCA CITY OK 746017428, PONCA CITY, OK 74601-7428

July 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KAY OK
Recording Date	Jul 27, 2020
Property Address	321 WARWICK RD, PONCA CITY, OK 74601-7428
Document Number	0000005180
Book / Page	1841 / 696
Instrument Date	Jun 27, 2020
Instrument	2020-005180
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,892 (+3%) Land $1,023 Building $8,869	$89,926 (-33.51%) Land $9,298 Building $80,628
2025	$823.00 (+4.44%) Homeowner's exemption	$9,604 (+3%) Land $1,023 Building $8,581	$135,249 (-2.77%) Land $9,298 Building $125,951
2024	$788.00 (+1.42%) Homeowner's exemption	$9,324 (+2.99%) Land $1,023 Building $8,301	$139,100 (+9.47%) Land $9,298 Building $129,802
2023	$777.00 Homeowner's exemption	$9,053 Land $1,023 Building $8,030	$127,070 Land $9,298 Building $117,772

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1979–2008)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2008 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, May 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, Chisholm Broadband, Kwikbit.

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