348 W 3rd St, West Islip, NY 11795 Property Records

Suffolk County and Islip Town property record for 348 W 3rd St, West Islip, NY 11795

Property Summary

Property Type	Single Family Home
Details	984 sqft · built 1970
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (May 2017)
Tax Bill	$10,716 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`472889 389.-2-29`

Property Details

APN / Parcel Number

Primary APN	`472889 389.-2-29`
Alternative APNs	`0500-389.00-02.00-029.000` `288938900000020290000000` `472800806460` `628610`

Interior

Building Area	984 sqft Living Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	628610
Street Address	348 W 3RD ST
City	WEST ISLIP
State	NY
Zip	11795-2434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	X2195791Y181900 T036H00000000
Legal Subdivision	BABYLON PINES
Legal Block	9000
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	1
Census Block	1012
Census Tract	146800

Owner

348 W 3rd St is owned by two individuals who bought it in May 2017.

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 HAYNES AVE, WEST ISLIP, NY 11795-1050
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT
Oct 16, 2019	Deed of Trust, Mortgage · Construction Mortgage FREEDOM MORTGAGE CORP
Aug 26, 2019	Loan Modification, Consolidation and Extension, Mortgage · FHA Mortgage FREEDOM MTG
May 31, 2017	Grant Deed, Transfer · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on File
Deed Sale	May 31, 2017 · Amount on File
Prior Sale	Sep 19, 2014 · Amount on File
Deed Book / Page	12914 / 711
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	348 W 3RD ST, WEST ISLIP, NY 11795-2434
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234440954
Date	Aug 4, 2022
Book Page	23444/954

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	349 Months
Due	Sep 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	348 W 3RD ST, WEST ISLIP, NY 11795-2434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230700006
Date	Oct 16, 2019
Book Page	23070/6
Instrument	DK024626

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2048

August 2019: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	348 W 3RD ST, WEST ISLIP, NY 11795-2434
Document Number	0230700007
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 W 3RD ST WEST ISLIP NY 117952434, WEST ISLIP, NY 11795-2434

Mortgage

Document Number	0230700007
Date	Oct 16, 2019
Book Page	023070/000007

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	May 31, 2017
Property Address	348 W 3RD ST, WEST ISLIP, NY 11795-2434
Document Number	0129140711
Book / Page	012914 / 000711
Instrument Date	May 10, 2017
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	FIRST EQUITY ABSTRACT CORPORATION, FIRST EQTY ABS CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41 HAYNES AVE WEST ISLIP NY 117951050, WEST ISLIP, NY 11795-1050

Mortgage

Document Number	228220108
Date	May 31, 2017
Book Page	022822/000108

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	West Islip Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,000 Land $6,000 Building $30,000	$507,042 (-) Land $84,507 Building $422,535
2024	$10,716.00		$507,042 (+2.54%) Land $84,507 Building $422,535
2023		$36,000 Land $6,000 Building $30,000	$494,506 Land $82,418 Building $412,088

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 348 W 3rd St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1981–2014)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Aug 2014 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 348 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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