348 Twelfth St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 348 Twelfth St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,489 sqft · built 1927
Lot Size0.155 acres (6,750 sqft)
Owner2 Company Names on Record
Tax Bill$4,798 (2026)
Deeds & MortgagesMar 2026 Transfer
Flood ZoneZone X (minimal risk)
APN421500 48.58-1-33

Property Details

APN / Parcel Number

Primary APN421500 48.58-1-33
Alternative APN
  • 150004805800010330000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,489 sqft Living Area
1st Floor Area1,086 sqft
Upper Floors Area403 sqft
AtticAttic
Attic Area403 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area6,750 sqft (0.155 acres)
Lot Dimensions150 ft deep x 45 ft wide
Garage TypeDetached
Garage Area210 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area154 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address348 TWELFTH ST
CitySCHENECTADY
StateNY
Zip12306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description1X WOOD AND GARAGE
Legal Block1
Legal Lot Number33.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3011
Census Tract21200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address350 TWELFTH ST, SCHENECTADY, NY 12306-3110
OccupancyOwner Occupied
Owner TypeCompany
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 10, 2026
Transfer Doc0000005733
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateMar 18, 2026
Property Address348 TWELFTH ST, SCHENECTADY, NY 12306
Document Number0000005733
Instrument DateMar 10, 2026
Instrument202605733
Transaction TypeTransfer
Record UpdatedApr 28, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address350 TWELFTH ST, SCHENECTADY, NY 12306-3110

Transferred To (Grantee/Buyer)

NameVerified Name
Address350 TWELFTH ST, SCHENECTADY, NY 12306-3110

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,798.00 (+3.58%) Homeowner's exemption
2025$4,632.00 (+8.71%)$101,400 (-) Land $15,200 Building $86,200$167,909 (+30.82%) Land $25,170 Building $142,739
2023$101,400 (-) Land $15,200 Building $86,200$128,354 (+3.8%) Land $19,240 Building $109,114
2022$101,400 Land $15,200 Building $86,200$123,659 Land $18,537 Building $105,122
2021$4,261.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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