Schenectady County and Schenectady City property record for 334 Twelfth St, Schenectady, NY 12306
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,728 sqft · built 1930 |
| Lot Size | 0.292 acres (12,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $48,000 (May 2004) |
| Tax Bill | $6,373 (2025) |
| Deeds & Mortgages | Jan 2018 Line of Credit May 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.58-1-37 |
| Primary APN | 421500 48.58-1-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,728 sqft Total Area |
| 1st Floor Area | 1,152 sqft |
| Upper Floors Area | 576 sqft |
| Attic | Attic |
| Attic Area | 576 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Exterior Material | Composition/Composite |
| Lot Area | 12,750 sqft (0.292 acres) |
| Lot Dimensions | 150 ft deep x 85 ft wide |
| Garage Type | Mixed |
| Garage Area | 684 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 160 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 334 TWELFTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3110 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 667 PT OF 1X WOOD AND GARAGES |
| Legal Block | 1 |
| Legal Lot Number | 37.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 334 TWELFTH ST, SCHENECTADY, NY 12306-3110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| May 11, 2022 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| May 11, 2022 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2004 · Amount on Record |
| Deed Sale | May 4, 2004 · Amount on Record |
| Prior Sale | Mar 28, 1997 · Amount on Record |
| Deed Book / Page | 1677 / 322 |
| Last Transfer Date | Feb 18, 2015 |
| Transfer Doc | 0000016112 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 334 TWELFTH ST, SCHENECTADY, NY 12306-3110 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000148 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 4810/893 |
| Instrument | 201800148 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 334 TWELFTH ST, SCHENECTADY, NY 12306-3110 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 334 TWELFTH ST, SCHENECTADY, NY 12306-3110 |
| Document Number | 0000025037 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 5225/784 |
| Instrument | 202225037 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 30, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 334 TWELFTH ST, SCHENECTADY, NY 12306-3110 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 334 TWELFTH ST, SCHENECTADY, NY 12306-3110 |
| Document Number | 0000025041 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 5225/797 |
| Instrument | 202225041 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 30, 2042 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,373.00 (+9.71%) | $121,800 (-) Land $18,300 Building $103,500 | $201,689 (+30.82%) Land $30,303 Building $171,386 |
| 2023 | $121,800 (-) Land $18,300 Building $103,500 | $154,177 (+3.8%) Land $23,165 Building $131,012 | |
| 2022 | $121,800 Land $18,300 Building $103,500 | $148,537 Land $22,317 Building $126,220 | |
| 2021 | $5,809.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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