348 Spring Meadow Dr, Radcliff, KY 40160 Property Records

Hardin County property record for 348 Spring Meadow Dr, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 1981
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Tax Bill	$1,512 (2025)
Deeds & Mortgages	May 2023 Mortgage Jul 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`162-00-01-037`

Property Details

APN / Parcel Number

Primary APN	`162-00-01-037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,708 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Other
Exterior Material	Brick
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Attached
Garage Area	1,128 sqft
Porch	Porch
Porch Area	210 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	348 SPRING MEADOW DR
City	RADCLIFF
State	KY
Zip	40160-9436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE LT 24-25 #C
Legal Subdivision	CEDAR GROVE
Legal Block	1
Legal Lot Number	24-25
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	1
Census Block	1022
Census Tract	902

Owner

348 Spring Meadow Dr is owned and occupied by an individual who acquired it in July 2025.

Source: Hardin County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	348 SPRING MEADOW DR, RADCLIFF, KY 40160-9436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jul 31, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FORT KNOX FEDERAL CREDIT UNION
Dec 9, 2019	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS HERITAGE CU
Oct 24, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2025
Deed Sale	Jul 10, 2025
Prior Sale	Dec 9, 2019 · Amount on File
Deed Book / Page	1586 / 1207
Prior Transfer Date	Jan 10, 2025
Prior Transfer Doc	01586/1207
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	348 SPRING MEADOW DR, RADCLIFF, KY 40160-9436
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 SPRING MEADOW DR, RADCLIFF, KY 40160-9436

Mortgage

Document Number	00002480/1
Date	May 3, 2023
Book Page	2480/1

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	348 SPRING MEADOW DR, RADCLIFF, KY 40160-9436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2276/62
Date	Jul 31, 2019
Book Page	2276/62
Instrument	20190-00009962

Lender

Name	FORT KNOX FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Dec 9, 2019
Property Address	348 SPRING MEADOW DR, RADCLIFF, KY 40160-9436
Document Number	1482/1365
Book / Page	1482 / 1365
Instrument Date	Dec 6, 2019
Instrument	20190-00015980
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 SPRING MEADOW DR, RADCLIFF, KY 40160-9436

Mortgage

Document Number	19000015980
Date	Dec 9, 2019
Instrument	190-00015980

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record

Mortgage

Document Number	01482/1365
Date	Dec 9, 2019
Book Page	1482/1365
Instrument	20190-00015980

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	348 SPRING MEADOW DR, RADCLIFF, KY 40160-9436
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	BLUEGRASS LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2272/1006
Date	Jul 2, 2019
Book Page	2272/1006
Instrument	20190-00008408

Lender

Name	MEMBERS HERITAGE CU

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	348 SPRING MEADOW DR, RADCLIFF, KY 40160-9436
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0002214140
Date	Oct 24, 2017
Book Page	2214/140

Lender

Name	PNC BANK NA
Type	Bank
Address	RADCLIFF, KY 40160

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 348 Spring Meadow Dr was $1,512 with a disabled person's exemption.

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,512.00 Disabled Person's exemption Additional exemption filed	$204,000 Land $24,200 Building $179,800	$204,000 Land $24,200 Building $179,800
2023		$204,000 Land $24,200 Building $179,800	$204,000 Land $24,200 Building $179,800
2021	$1,976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 348 Spring Meadow Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 348 Spring Meadow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Brandenburg Telecom Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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