293 Spring Meadow Dr, Radcliff, KY 40160 Property Records

Hardin County property record for 293 Spring Meadow Dr, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,922 sqft · built 1986
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Oct 2020)
Tax Bill	$1,649 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162-00-01-013`

Property Details

APN / Parcel Number

Primary APN	`162-00-01-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,922 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	45,302 sqft (1.04 acres)
Patio Area	28 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	293 SPRING MEADOW DR
City	RADCLIFF
State	KY
Zip	40160-9745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE LT 18-19 #A
Legal Subdivision	CEDAR GROVE
Legal Lot Number	18-19 19
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	1
Census Block	1022
Census Tract	902

Owner

293 Spring Meadow Dr is owned and occupied by an individual who bought it in October 2020.

Source: Hardin County records, as of January 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	293 SPRING MEADOW DR, RADCLIFF, KY 40160-9745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Line of Credit ABOUND FCU
Oct 23, 2020	Deed, Transfer · Conventional Mortgage ABOUND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Deed Document Number	0001499837
Deed Book / Page	1499 / 837
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	293 SPRING MEADOW DR, RADCLIFF, KY 40160-9745
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002461/877
Date	Oct 26, 2022
Book Page	2461/877

Lender

Name	ABOUND FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Oct 23, 2020
Property Address	293 SPRING MEADOW DR, RADCLIFF, KY 40160-9745
Document Number	1499/837
Book / Page	1499 / 837
Map Reference	MB 3 PG 42
Instrument Date	Oct 22, 2020
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	293 SPRING MEADOW DR, 293, RADCLIFF, KY 40160-9745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 SPRING MEADOW DR, RADCLIFF, KY 40160-9745

Mortgage

Document Number	02341/1551
Date	Oct 23, 2020
Book Page	2341/1551

Lender

Name	ABOUND FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 293 Spring Meadow Dr was $1,649.

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,649.00	$170,000 Land $20,000 Building $150,000	$170,000 Land $20,000 Building $150,000
2023		$100,000 Land $19,000 Building $81,000	$100,000 Land $19,000 Building $81,000
2021	$1,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 293 Spring Meadow Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 293 Spring Meadow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Brandenburg Telecom Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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