Branch County property record for 348 S Clay St, Coldwater, MI 49036
| Property Type | Commercial |
|---|---|
| Details | 2,891 sqft · built 1977 |
| Lot Size | 3.23 acres (140,699 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,000 (Mar 2005) |
| Tax Bill | $4,759 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-000-000-594-00 |
| Primary APN | 304-000-000-594-00 |
|---|
| Building Area | 2,891 sqft Building Perimeter |
|---|
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 140,699 sqft (3.23 acres) |
| Street Address | 348 S CLAY ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-2163 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PAR COM ON W LI CLAY ST AT COR FENCE POST 26.5 RDS N OF SE COR OF N 1/2 OF SW 1/4 OF SE COR OF N 1/2 OF SW 1/4 OF SE 1/4 SEC |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 21 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 951600 |
348 S Clay St, a commercial property, is owned by two individuals who bought it in March 2005.
Source: Branch County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 183 N CENTENNIAL RD, COLDWATER, MI 49036-9140 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2005 · Amount on File |
| Deed Sale | Mar 25, 2005 · Amount on File |
| Prior Sale | Aug 5, 2001 |
| Deed Document Number | 20052532 |
| Deed Book / Page | 1067 / 815 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 348 S Clay St was $4,759, up 3.5% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,550 (+27.61%) | $365,100 (+27.61%) | |
| 2025 | $4,759.00 (+3.48%) | $143,050 | $286,100 |
| 2024 | $4,599.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 348 S Clay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 348 S Clay St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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