Branch County property record for 331 S Clay St, Coldwater, MI 49036
| Property Type | Commercial |
|---|---|
| Details | 2,184 sqft |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Last Sale | $102,500 (Oct 2016) |
| Tax Bill | $2,150 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 301-000-000-693-00 |
| Primary APN | 301-000-000-693-00 |
|---|
| Building Area | 2,184 sqft Building Perimeter |
|---|
| Lot Area | 23,958 sqft (0.55 acres) |
|---|
| Street Address | 331 S CLAY ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-2139 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | COM AT PT ON E LI CLAY ST S OF CREEK AND OPPOSITE SI OF SUGAR MAPLE TREE 6 FT IN CIRC IN 1888 TH SLY ALG E LI SD RD 14 RDS TH |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 951600 |
331 S Clay St, a commercial property, is owned by an individual who bought it in October 2016.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 66 FAWN RUN, COLDWATER, MI 49036-8118 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2016 · Amount on File |
| Deed Sale | Oct 24, 2016 · Amount on File |
| Prior Sale | Mar 17, 1998 |
| Deed Document Number | 20166525 |
| Prior Transfer Date | Jan 2, 1997 |
| Prior Transfer Doc | 0728000277 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 331 S Clay St was $2,150, up 3.5% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,300 (+6.01%) | $188,600 (+6.01%) | |
| 2025 | $2,150.00 (+3.46%) | $88,950 | $177,900 |
| 2024 | $2,078.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 331 S Clay St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 331 S Clay St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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