331 S Clay St, Coldwater, MI 49036 Property Records

Branch County property record for 331 S Clay St, Coldwater, MI 49036

Property Summary

Property TypeCommercial
Details2,184 sqft
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on File
Last Sale$102,500 (Oct 2016)
Tax Bill$2,150 (2025)
Flood ZoneZone X (minimal risk)
APN301-000-000-693-00

Property Details

APN / Parcel Number

Primary APN301-000-000-693-00

Interior

Building Area2,184 sqft Building Perimeter

Exterior

Lot Area23,958 sqft (0.55 acres)

Location & Zoning

Street Address331 S CLAY ST
CityCOLDWATER
StateMI
Zip49036-2139
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionCOM AT PT ON E LI CLAY ST S OF CREEK AND OPPOSITE SI OF SUGAR MAPLE TREE 6 FT IN CIRC IN 1888 TH SLY ALG E LI SD RD 14 RDS TH
JurisdictionBRANCH MI
Township / Civil DivisionCOLDWATER
Census Block Group1
Census Block1036
Census Tract951600

Owner

331 S Clay St, a commercial property, is owned by an individual who bought it in October 2016.

Source: Branch County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address66 FAWN RUN, COLDWATER, MI 49036-8118
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2016 · Amount on File
Deed SaleOct 24, 2016 · Amount on File
Prior SaleMar 17, 1998
Deed Document Number20166525
Prior Transfer DateJan 2, 1997
Prior Transfer Doc0728000277
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 331 S Clay St was $2,150, up 3.5% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
MunicipalityColdwater City
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$94,300 (+6.01%)$188,600 (+6.01%)
2025$2,150.00 (+3.46%)$88,950$177,900
2024$2,078.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 S Clay St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 S Clay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLDWATER
serves 13,822 people · EPA ID MI0001500
Water SourceGroundwater
Last State InspectionOct 2021
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Coldwater Board of Public Utilities
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on S Clay St

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