St. Louis County property record for 348 Providence Rd, Ballwin, MO 63011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,028 sqft · built 1962 |
| Lot Size | 0.293 acres (12,759 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,064 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Apr 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21S-11-0052 |
| Primary APN | 21S-11-0052 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,028 sqft Living Area |
| Gross Area | 2,490 sqft |
| 1st Floor Area | 1,615 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 12,759 sqft (0.293 acres) |
| Lot Dimensions | 86 ft deep x 89 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 148 sqft |
| Patio Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 348 PROVIDENCE RD |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63011-3118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-2 |
| Legal Description | CHERRY HILL ESTATES LOT 63 |
| Legal Subdivision | CHERRY HILL ESTATES |
| Legal Lot Number | 63 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 217806 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 348 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 1, 2022 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 2, 2021 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Aug 23, 2019 | Deed of Trust, Mortgage STATE FARM BK |
| Mar 24, 2017 | Warranty Deed, Transfer STIFEL BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2025 |
| Deed Sale | Jun 6, 2025 |
| Prior Sale | Mar 24, 2017 · Amount on Record |
| Deed Document Number | 2025211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 348 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 348 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Document Number | 2022080100072 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 2022080100072 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jul 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 348 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0239940389 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 23994/389 |
| Instrument | 2020040800055 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 348 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 348 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Document Number | 0245685100 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 24568/5100 |
| Instrument | 2021010700791 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 348 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON |
| Name | Verified Name |
|---|---|
| Address | 348 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Document Number | 0246864889 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 24686/4889 |
| Instrument | 2021030201456 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Jan 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 348 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Document Number | 0236740750 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2019 |
| Title Company | TITLE RSRCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 348 PROVIDENCE RD BALLWIN MO 630113118, BALLWIN, MO 63011-3118 |
| Document Number | 0236740750 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 023674/000750 |
| Instrument | 192 |
| Name | STATE FARM BK |
|---|---|
| Type | Bank |
| Address | EARTH CITY, MO 63045 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Mar 24, 2017 |
| Property Address | 348 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Document Number | 0224520797 |
| Book / Page | 022452 / 000797 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 205 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2017 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 348 PROVIDENCE RD BALLWIN MO 630113118, BALLWIN, MO 63011-3118 |
| Document Number | 224520800 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | 022452/000800 |
| Instrument | 206 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 23, 2047 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,890 (-) Land $30,630 Building $43,260 | $388,900 (-) Land $161,200 Building $227,700 | |
| 2025 | $5,064.00 (+13.9%) | $73,890 (+16.29%) Land $30,630 Building $43,260 | $388,900 (+16.3%) Land $161,200 Building $227,700 |
| 2024 | $4,446.00 (+0.09%) | ||
| 2023 | $4,442.00 (+1.37%) | $63,540 (+8.47%) Land $22,990 Building $40,550 | $334,400 (+8.47%) Land $121,000 Building $213,400 |
| 2022 | $4,382.00 | $58,580 Land $22,990 Building $35,590 | |
| 2021 | $308,300 Land $121,000 Building $187,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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