344 Providence Rd, Ballwin, MO 63011 Property Records

St. Louis County property record for 344 Providence Rd, Ballwin, MO 63011

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,232 sqft · built 1962
Lot Size0.287 acres (12,493 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Apr 2022)
Tax Bill$4,723 (2025)
Deeds & MortgagesMay 2023 Mortgage
Apr 2022 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN22S-43-0607

Property Details

APN / Parcel Number

Primary APN22S-43-0607

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft
Basement Area625 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 2022
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area12,493 sqft (0.287 acres)
Lot Dimensions85 ft deep x 85 ft wide
TerrainAbove Road/Slope
Garage TypeBasement
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area360 sqft
PorchOpen Frame Porch
Porch Area308 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address344 PROVIDENCE RD
CityBALLWIN
StateMO
Zip63011-3118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code93R-2
Legal DescriptionCHERRY HILL ESTATES LOT 61
Legal SubdivisionCHERRY HILL ESTATES
Legal Lot Number61
JurisdictionST LOUIS MO
Township / Civil DivisionLAFAYETTE
Census Block Group2
Census Block2001
Census Tract217806

Owner

344 Providence Rd is owned and occupied by two individuals who bought it in April 2022.

Source: St. Louis County records, as of October 8, 2026

Owner of Record2 Individual Names on File
Mailing Address344 PROVIDENCE RD, BALLWIN, MO 63011-3118
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Deed of Trust, Mortgage · FHA Mortgage
PHH MORTGAGE SERVICES CORP
Apr 25, 2022Warranty Deed, Subdivision Related Transfer · FHA Mortgage
GENEVA FINANCIAL LLC
Nov 8, 2021Warranty Deed, Transfer
SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY
Nov 18, 2021Warranty Deed, Transfer
CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO
Apr 25, 2018Affidavit of Death, Mortgage · Line of Credit
QUICKEN LNS
Feb 27, 2017Deed of Trust, Mortgage · Line of Credit
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2022 · Amount on File
Deed SaleApr 25, 2022 · Amount on File
Prior SaleNov 8, 2021 · Amount on File
Deed Document Number2022425516
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address344 PROVIDENCE RD, BALLWIN, MO 63011-3118
Transaction TypeMortgage
Record UpdatedNov 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address344 PROVIDENCE RD, BALLWIN, MO 63011-3118

Mortgage

Document Number2023052500095
DateMay 25, 2023
Instrument2023052500095
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMONTCALM, WV 24737
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term348 Months
DueMay 1, 2052

April 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateApr 25, 2022
Property Address344 PROVIDENCE RD, BALLWIN, MO 63011-3118
Document Number2022042500516
Map ReferenceMB 90 PG 19&20
Instrument DateApr 18, 2022
Instrument2022042500516
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 1, 2022
Title CompanyINVESTORS TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address524 MARSHALL RD, 524, VALLEY PARK, MO 63088-1820

Transferred To (Grantee/Buyer)

NameVerified Name
Address344 PROVIDENCE RD, BALLWIN, MO 63011-3118

Mortgage

Document Number2022042500517
DateApr 25, 2022
Instrument2022042500517
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateNov 8, 2021
Property Address344 PROVIDENCE RD, BALLWIN, MO 63011-3118
Document Number0252043427
Book / Page25204 / 3427
Map ReferenceMB 90 PG 19&20
Instrument DateOct 28, 2021
Instrument2021110800538
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanySECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5145 GEORGINE DR, 5145, IMPERIAL, MO 63052-4029

Transferred To (Grantee/Buyer)

NameVerified Name
Address2806 S BRENTWOOD BLVD, BRENTWOOD, MO 63144-2712

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateNov 18, 2021
Property Address344 PROVIDENCE RD, BALLWIN, MO 63011-3118
Document Number0252322269
Book / Page25232 / 2269
Map ReferenceMB 90 PG 19&20
Instrument DateOct 28, 2021
Instrument2021111800167
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyCONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2806 S BRENTWOOD BLVD, 2806, SAINT LOUIS, MO 63144-2712

Transferred To (Grantee/Buyer)

NameVerified Name
Address524 MARSHALL RD, VALLEY PARK, MO 63088-1820
InvestorPossibly a Property Investor

April 2018: Affidavit of Death, Mortgage

Document TypeAffidavit of Death
JurisdictionST LOUIS MO
Recording DateApr 25, 2018
Property Address344 PROVIDENCE RD, BALLWIN, MO 63011-3118
Document Number0229981005
Book / Page022998 / 001005
Instrument DateApr 17, 2018
Instrument357
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyTITLE SOURCE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address344 PROVIDENCE RD BALLWIN MO 630113118, BALLWIN, MO 63011-3118

Mortgage

Document Number230000721
DateApr 25, 2018
Book Page023000/000721
Instrument225
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 24, 2048
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number229981009,
DateApr 25, 2018
Book Page022998/001009
Instrument358
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term360 Months
DueApr 24, 2048

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address344 PROVIDENCE RD, BALLWIN, MO 63011-3118
Document Number0224241118
Book / Page022424 / 001118
Instrument DateFeb 27, 2017
Transaction TypeMortgage
Record UpdatedMar 14, 2017
Title CompanyTITLE SOURCES INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address344 PROVIDENCE RD BALLWIN MO 630113118, BALLWIN, MO 63011-3118

Mortgage

Document Number0224241118
DateMar 6, 2017
Book Page022424/001118
Instrument249
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 5, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 344 Providence Rd was $4,723, up 10.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityBallwin City
CountySt. Louis County
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,890 (-) Land $30,550 Building $38,340$362,600 (-) Land $160,800 Building $201,800
2025$4,723.00 (+10.07%)$68,890 Land $30,550 Building $38,340$362,600 Land $160,800 Building $201,800
2024$4,291.00 (+0.09%)
2023$4,287.00 (+13.17%)$61,310 (+21.05%) Land $22,910 Building $38,400$322,700 Land $120,600 Building $202,100
2022$3,788.00$50,650 Land $22,910 Building $27,740
2021$266,600 Land $120,600 Building $146,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 344 Providence Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1979–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimJul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 344 Providence Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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