Rowan County property record for 348 Palmer Cir, Rockwell, NC 28138
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,914 sqft · built 1998 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Mar 2022) |
| Tax Bill | $3,098 (2026) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 365 087 |
| Primary APN | 365 087 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,914 sqft Living Area |
| 1st Floor Area | 1,686 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 484 sqft |
| Porch | Porch |
| Porch Area | 48 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 348 PALMER CIR |
|---|---|
| City | ROCKWELL |
| State | NC |
| Zip | 28138-6501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1:SINGLE |
| Legal Description | L9 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | GOLD HILL |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 51001 |
348 Palmer Cir is owned and occupied by two individuals who bought it in March 2022.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 348 PALMER CIR, ROCKWELL, NC 28138-6501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2022 · Amount on File |
| Deed Sale | Mar 23, 2022 · Amount on File |
| Prior Sale | May 17, 2002 · Amount on File |
| Deed Book / Page | 1398 / 161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Mar 23, 2022 |
| Property Address | 348 PALMER CIR, ROCKWELL, NC 28138-6501 |
| Document Number | 0013980161 |
| Book / Page | 1398 / 161 |
| Map Reference | PG 1682 |
| Instrument Date | Mar 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44 HOLLAND ST, 44, ASHEVILLE, NC 28801-1811 |
| Name | Verified Name |
|---|---|
| Address | 348 PALMER CIR, ROCKWELL, NC 28138-6501 |
| Document Number | 0001398162 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 1398/162 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2026 property tax bill for 348 Palmer Cir was $3,098, up 9% from the year before.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Rockwell Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,098.00 (+9.05%) | $297,933 (+9.03%) Land $30,000 Building $267,933 | $297,933 Land $30,000 Building $267,933 |
| 2025 | $2,841.00 | $273,266 Land $30,000 Building $243,266 | |
| 2023 | $2,841.00 | $273,266 Land $30,000 Building $243,266 | $273,266 Land $30,000 Building $243,266 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 348 Palmer Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 348 Palmer Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
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