332 Palmer Cir, Rockwell, NC 28138 Property Records

Rowan County property record for 332 Palmer Cir, Rockwell, NC 28138

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,010 sqft · built 1997
Lot Size	0.82 acres (35,719 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Sep 2020)
Tax Bill	$3,571 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`365 079`

Property Details

APN / Parcel Number

Primary APN	`365 079`
Alternative APN	`6124694`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,010 sqft Living Area
1st Floor Area	1,795 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2006
Exterior Material	Brick
Lot Area	35,719 sqft (0.82 acres)
Garage Type	Detached
Garage Area	840 sqft
Porch	Porch
Porch Area	483 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	332 PALMER CIR
City	ROCKWELL
State	NC
Zip	28138-6501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1:SINGLE
Legal Description	L13
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	2
Census Block	2011
Census Tract	51001

Owner

332 Palmer Cir is owned and occupied by an individual who bought it in September 2020.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	332 PALMER CIR, ROCKWELL, NC 28138-6501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU
Jan 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on File
Deed Sale	Sep 24, 2020 · Amount on File
Prior Sale	Apr 1, 1997 · Amount on File
Deed Book / Page	1357 / 243
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	332 PALMER CIR, ROCKWELL, NC 28138-6501
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014080567
Date	Aug 23, 2022
Book Page	1408/567

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	338 Months
Due	Oct 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	332 PALMER CIR, ROCKWELL, NC 28138-6501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012820980
Date	Jan 9, 2017
Book Page	1282/0980

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 332 Palmer Cir was $3,571.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Rockwell Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,571.00	$343,422 Land $33,000 Building $310,422	$343,422 Land $33,000 Building $310,422
2023	$3,571.00	$343,422 Land $33,000 Building $310,422	$343,422 Land $33,000 Building $310,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 332 Palmer Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 332 Palmer Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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