Jefferson County property record for 348 Main St, Herculaneum, MO 63048
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 960 sqft · built 1978 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $273,501 (Oct 2025) |
| Tax Bill | $905 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Oct 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104.020.02002001 |
| Primary APN | 104.020.02002001 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame |
| Lot Area | 19,166 sqft (0.44 acres) |
| Porch | Open Frame Porch |
| Porch Area | 48 sqft |
| Patio Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 348 MAIN ST |
|---|---|
| City | HERCULANEUM |
| State | MO |
| Zip | 63048-1014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | PT FRL SEC |
| Legal Range | 6E |
| Legal Township | 41N |
| Legal Section | 20 |
| Legal Block | 2 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | JOACHIM |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 700607 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 348 MAIN ST, HERCULANEUM, MO 63048-1014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jan 4, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CARROLLTON BANK |
| Oct 28, 2025 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Jul 16, 2024 | Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage GENERATIONAL EQUITY LLC |
| Oct 3, 2022 | Warranty Deed, Transfer · Line of Credit BDS 44 LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on Record |
| Deed Sale | Oct 28, 2025 · Amount on Record |
| Prior Sale | Jul 16, 2024 · Amount on Record |
| Deed Document Number | 202527786 |
| Prior Transfer Date | Dec 6, 2011 |
| Prior Transfer Doc | 0000023751 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 348 MAIN ST, HERCULANEUM, MO 63048-1014 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000289 |
|---|---|
| Date | Jan 4, 2023 |
| Instrument | 2023R-000289 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Address | ARNOLD, MO 63010 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Oct 28, 2025 |
| Property Address | 348 MAIN ST, HERCULANEUM, MO 63048-1014 |
| Document Number | 0000027786 |
| Instrument Date | Oct 22, 2025 |
| Instrument | 2025R-027786 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Title Company | LEADERS TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3527 KETHA HTS, FESTUS, MO 63028-4602 |
| Name | Verified Name |
|---|---|
| Address | 348 MAIN ST, HERCULANEUM, MO 63048-1014 |
| Document Number | 0000027787 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 2025R-027787 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jul 16, 2024 |
| Property Address | 348 MAIN ST, HERCULANEUM, MO 63048-1014 |
| Document Number | 0000017121 |
| Instrument Date | Jul 9, 2024 |
| Instrument | 2024R-017121 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 17, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1307 MYSTIC SEAPORT DR, FENTON, MO 63026-6912 |
| Name | Verified Name |
|---|---|
| Address | 348 MAIN ST, HERCULANEUM, MO 63048-1014 |
| Document Number | 0000017122 |
|---|---|
| Date | Jul 16, 2024 |
| Instrument | 2024R-017122 |
| Name | GENERATIONAL EQUITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Jan 1, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Oct 3, 2022 |
| Property Address | 348 MAIN ST, HERCULANEUM, MO 63048-1014 |
| Document Number | 0000032306 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 2022R-032306 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5685 AUBUCHON DR, FESTUS, MO 63028-6603 |
| Name | Verified Name |
|---|---|
| Address | 552 WINTER BLUFF DR, FENTON, MO 63026-6576 |
| Document Number | 0000032307 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 2022R-032307 |
| Name | BDS 44 LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Herculaneum City |
| Unified School District | Dunklin R-V School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,200 (-) Land $1,500 Building $12,700 | $74,700 (-) Land $8,100 Building $66,600 | |
| 2025 | $905.00 (+6.22%) | $14,200 (+6.77%) Land $1,500 Building $12,700 | |
| 2024 | $74,700 (+6.71%) Land $8,100 Building $66,600 | ||
| 2023 | $852.00 | $13,300 Land $1,500 Building $11,800 | $70,000 Land $8,100 Building $61,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2019) |
| Most Recent Claim | May 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERCULANEUM PWS serves 5,000 people · EPA ID MO6010359 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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