Jefferson County property record for 345 Main St, Herculaneum, MO 63048
| Property Type | Single Family Home |
|---|---|
| Details | 1,350 sqft · built 2026 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $95 (2025) |
| Deeds & Mortgages | Jul 2026 Sale May 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104.020.02004006 |
| Primary APN | 104.020.02004006 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,350 sqft Living Area |
| Gross Area | 1,750 sqft |
| 1st Floor Area | 1,350 sqft |
| Year Built | Built 2026 |
|---|---|
| Effective Year Built | Effective 2026 |
| Construction Type | Frame |
| Lot Area | 33,977 sqft (0.78 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Street Address | 345 MAIN ST |
|---|---|
| City | HERCULANEUM |
| State | MO |
| Zip | 63048-1015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | PT NW FRL1/4 |
| Legal Range | 6E |
| Legal Township | 41N |
| Legal Section | 20 |
| Legal Block | 2 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | JOACHIM |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 700607 |
345 Main St is owned and occupied by two individuals who acquired it in July 2026.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 345 MAIN ST, HERCULANEUM, MO 63048-1015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2026 | Warranty Deed, Transfer HILLSBORO TITLE COMPANY |
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit BLOOMSDALE BANK |
| Aug 17, 2022 | Warranty Deed, Transfer HILLSBOROUGH TITLE INC, HTC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2026 |
| Deed Sale | Jul 1, 2026 |
| Prior Sale | Aug 17, 2022 |
| Deed Document Number | 202617797 |
| Prior Transfer Date | Jun 25, 2015 |
| Prior Transfer Doc | 0000020431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jul 1, 2026 |
| Property Address | 345 MAIN ST, HERCULANEUM, MO 63048-1015 |
| Document Number | 0000017797 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202617797 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | HILLSBORO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 MAIN ST, HERCULANEUM, MO 63048-1015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | May 22, 2026 |
| Property Address | 345 MAIN ST, HERCULANEUM, MO 63048-1015 |
| Document Number | 0000013716 |
| Instrument Date | May 15, 2026 |
| Instrument | 202613716 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | HILLSBORO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 510 S TRUMAN BLVD, FESTUS, MO 63028-2233 |
| Document Number | 0000013716, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 202613716 |
| Name | BLOOMSDALE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Aug 17, 2022 |
| Property Address | 345 MAIN ST, HERCULANEUM, MO 63048-1015 |
| Document Number | 0000027186 |
| Map Reference | MB 076 PG 78 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 2022R-027186 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2023 |
| Title Company | HILLSBOROUGH TITLE INC, HTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 510 S TRUMAN BLVD, FESTUS, MO 63028-2233 |
The 2025 property tax bill for 345 Main St was $95, down 1% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Herculaneum City |
| Unified School District | Dunklin R-V School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,000 (+1,366.67%) Land $1,500 Building $20,500 | $116,100 (+1,333.33%) Land $8,100 Building $108,000 | |
| 2025 | $95.00 (-1.04%) | $1,500 Land $1,500 | $8,100 (-) Land $8,100 |
| 2024 | $96.00 | $8,100 (-) Land $8,100 | |
| 2023 | $96.00 | $1,500 Land $1,500 | $8,100 Land $8,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2019) |
| Most Recent Claim | May 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERCULANEUM PWS serves 5,000 people · EPA ID MO6010359 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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