Clay County property record for 348 Lone Oak Cir, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,250 sqft · built 1982 |
| Lot Size | 1.03 acres (44,875 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $86,700 (Sep 2009) |
| Tax Bill | $259 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 081A208A 0110100 |
| Primary APN | 081A208A 0110100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,250 sqft Finished Area |
| 1st Floor Area | 1,107 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 44,875 sqft |
| Patio Area | 144 sqft |
| Street Address | 348 LONE OAK CIR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-8074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LONE OAK SUBDIVISION LOT 63 DB 266/182 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 08 |
| Legal Subdivision | LONE OAK SUB |
| Legal Lot Number | 63 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4040 |
| Census Tract | 950100 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 348 LONE OAK CIR, WEST POINT, MS 39773-8074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2009 · Amount on Record |
| Deed Sale | Sep 11, 2009 · Amount on Record |
| Deed Book / Page | 266 / 182 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 348 LONE OAK CIR, WEST POINT, MS 39773-8074 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000546/539 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 546/539 |
| Instrument | 2022003772 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $259.00 (-61.34%) Additional exemption filed | $7,253 (-) Land $1,200 Building $6,053 | $72,533 (-) Land $12,000 Building $60,533 |
| 2024 | $7,253 (+18.44%) Land $1,200 Building $6,053 | $72,533 (+18.45%) Land $12,000 Building $60,533 | |
| 2023 | $670.00 (+0.3%) Additional exemption filed | $6,124 Land $1,200 Building $4,924 | $61,237 Land $12,000 Building $49,237 |
| 2022 | $668.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2004–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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