319 Lone Oak Cir, West Point, MS 39773 Property Records

Clay County property record for 319 Lone Oak Cir, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,074 sqft · built 1962
Lot Size	0.892 acres (38,874 sqft)
Owner	2 Individual Names on File
Last Sale	$188,423 (May 2024)
Tax Bill	$468 (2025)
Deeds & Mortgages	Aug 2006 Mortgage Aug 2011 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`081A208B 0240000`

Property Details

APN / Parcel Number

Primary APN	`081A208B 0240000`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	2,074 sqft Finished Area
1st Floor Area	1,323 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Combination
Roof Type	Gable
Roof Material	Shingle
Lot Area	38,874 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	319 LONE OAK CIR
City	WEST POINT
State	MS
Zip	39773-8074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONE OAK SUB LOT 39 DB 319/288
Legal Range	06E
Legal Township	17
Legal Section	08
Legal Subdivision	LONE OAK SUB
Legal Lot Number	39
Jurisdiction	CLAY MS
Township / Civil Division	4
Census Block Group	4
Census Block	4046
Census Tract	950100

Owner

319 Lone Oak Cir is owned and occupied by two individuals who bought it in May 2024.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	319 LONE OAK CIR, WEST POINT, MS 39773-8074
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2006	Deed of Trust, Mortgage QUICKEN LOANS INC
Aug 31, 2011	Deed of Trust, Mortgage BANCORPSOUTH BANK
May 7, 2024	Special Warranty Deed, Transfer · FHA Mortgage CADENCE BANK NA
Jan 12, 2024	Special Warranty Deed, Transfer
Nov 9, 2023	Trustee's Deed, Foreclosure
Jan 17, 2012	Warranty Deed, Transfer
Mar 2, 2011	Quit Claim Deed, Foreclosure Quitclaim
Nov 29, 2010	Trustee's Deed, Foreclosure
Aug 22, 2006	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2024 · Amount on File
Deed Sale	May 7, 2024 · Amount on File
Prior Sale	Nov 29, 2010
Deed Document Number	20241760
Deed Book / Page	319 / 288
Record Updated	Sep 20, 2026

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	319 LONE OAK CIR, WEST POINT, MS 39773-8074
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000371/327
Date	Aug 22, 2006
Book Page	371/327

Lender

Name	QUICKEN LOANS INC
Address	20555 VICTOR PKWY, LIVONIA, MI 48152

Agreement

Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2036

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	319 LONE OAK CIR, WEST POINT, MS 39773-8074
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 E INDUSTRIAL ACCESS RD, WEST POINT, MS 39773

Mortgage

Document Number	000275/694
Date	Aug 31, 2011
Book Page	275/694

Lender

Name	BANCORPSOUTH BANK
Address	PO BOX 4360, TUPELO, MS 38803

Agreement

Amount	Amount on Record
Term	6 Months
Due	Feb 26, 2012

May 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY MS
Recording Date	May 7, 2024
Property Address	319 LONE OAK CIR, WEST POINT, MS 39773-8074
Document Number	DEED319/288
Book / Page	DEED 319 / 288
Map Reference	MB 2 PG 10
Instrument Date	May 2, 2024
Instrument	2024001760
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1487, WEST POINT, MS 39773-1487

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 LONE OAK CIR, WEST POINT, MS 39773-8074

Mortgage

Document Number	2024001761
Date	May 7, 2024
Instrument	2024001761

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Jan 12, 2024
Property Address	319 LONE OAK CIR, WEST POINT, MS 39773-8074
Document Number	DEED318/154
Book / Page	DEED 318 / 154
Map Reference	MB 2 PG 10
Instrument Date	Dec 31, 2023
Instrument	2024000195
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 332, WEST POINT, MS 39773-0332

November 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLAY MS
Recording Date	Nov 9, 2023
Property Address	319 LONE OAK CIR, WEST POINT, MS 39773-8074
Document Number	DEED317/570
Book / Page	DEED 317 / 570
Map Reference	MB 2 PG 10
Instrument Date	Oct 24, 2023
Instrument	2023005628
Transaction Type	Foreclosure
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620
Investor	Possibly a Property Investor

January 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Jan 17, 2012
Property Address	319 LONE OAK CIR, WEST POINT, MS 39773-8074
Document Number	0000275/52
Book / Page	275 / 52
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1664, WEST POINT, MS 39773-1664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2111 LONE OAK CIR, WEST POINT, MS 39773

March 2011: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	CLAY MS
Recording Date	Mar 2, 2011
Property Address	319 LONE OAK CIR, WEST POINT, MS 39773-8074
Document Number	000271/621
Book / Page	271 / 621
Transaction Type	Foreclosure
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2617 COLLEGE PARK, SCOTTSBLUFF, NE 69361-2294

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 S LIVINGSTON AVE, SAINT PAUL, MN 55107

November 2010: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLAY MS
Recording Date	Nov 29, 2010
Property Address	319 LONE OAK CIR, WEST POINT, MS 39773-8074
Document Number	000270/605
Book / Page	270 / 605
Transaction Type	Foreclosure
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 N MCKINLEY ST, LITTLE ROCK, AR 72205-3013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 5TH AVE, SCOTTSBLUFF, NE 69361-3581

August 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Aug 22, 2006
Property Address	319 LONE OAK CIR, WEST POINT, MS 39773-8074
Document Number	0000253/77
Book / Page	253 / 77
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1436 HEATHER DR, MOUNT PLEASANT, SC 29464-4556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2111 LONE OAK CIR, WEST POINT, MS 39773
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 319 Lone Oak Cir was $468 with exemptions applied.

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$468.00 Additional exemption filed	$11,028 (-31.29%) Land $1,200 Building $9,828	$110,278 (+3.06%) Land $12,000 Building $98,278
2024		$16,051 (+80.9%) Land $1,800 Building $14,251	$107,007 (+20.6%) Land $12,000 Building $95,007
2023	$1,028.00 (+0.29%) Additional exemption filed	$8,873 Land $1,200 Building $7,673	$88,731 Land $12,000 Building $76,731
2022	$1,025.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 319 Lone Oak Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2004–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Lone Oak Cir is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lone Oak Cir

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