Putnam County and Kent Town property record for 348 Lakeshore Dr E, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 882 sqft · built 1939 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,657 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372200 22.83-1-2 |
| Primary APN | 372200 22.83-1-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 882 sqft Living Area |
| Gross Area | 1,122 sqft |
| 1st Floor Area | 504 sqft |
| Upper Floors Area | 252 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 53 ft deep x 207 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 240 sqft |
| Patio Area | 150 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 031125 |
|---|---|
| Street Address | 348 LAKESHORE DR E |
| City | CARMEL |
| State | NY |
| Zip | 10512-6125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | KENT |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10300 |
Source: Putnam County and Kent Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 348 LAKESHORE DR E, CARMEL, NY 10512-6125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 348 LAKESHORE DR E, CARMEL, NY 10512-6125 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | A T ABSTRACT INC, J T ABSTRACT INC |
| Name | Verified Name |
|---|---|
| Address | 348 LAKESHORE DR E, CARMEL, NY 10512-6125 |
| Document Number | 0074230341 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 7423/341 |
| Instrument | 9330-2021 |
| Name | THE PUTNAM COUNTY NATL BANK OF CARMEL |
|---|---|
| Type | Bank |
| Address | CARMEL, NY 10512 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Putnam County and Kent Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $353,000 (+91.85%) Land $40,200 Building $312,800 | $353,000 (+31.99%) Land $40,200 Building $312,800 | |
| 2024 | $8,657.00 | ||
| 2023 | $184,000 (-) Land $15,000 Building $169,000 | $267,442 (+21.66%) Land $21,802 Building $245,640 | |
| 2022 | $184,000 Land $15,000 Building $169,000 | $219,833 Land $17,921 Building $201,912 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT APARTMENTS private · serves 56 people · EPA ID NY3903713 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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