314 Lakeshore Dr E, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 314 Lakeshore Dr E, Carmel, NY 10512

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 960 sqft · built 1935
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$212,000 (Sep 2013)
Tax Bill$8,205 (2024)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN372200 33.26-1-14

Property Details

APN / Parcel Number

Primary APN372200 33.26-1-14
Alternative APNs
  • 220003302600010140000000
  • 026825

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Basement Area440 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleOld Style
Exterior MaterialComposition/Composite
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions93 ft deep x 61 ft wide
View / LotWaterfront
Garage TypeBasement
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number026825
Street Address314 LAKESHORE DR E
CityCARMEL
StateNY
Zip10512-6215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal SubdivisionLAKE CARMEL
Legal Block1
Legal Lot Number14.00
JurisdictionPUTNAM NY
Township / Civil DivisionKENT
Census Block Group3
Census Block3002
Census Tract10300

Owner

Source: Putnam County and Kent Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address314 LAKESHORE DR E, CARMEL, NY 10512-6215
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2013 · Amount on Record
Deed SaleSep 13, 2013 · Amount on Record
Prior SaleMay 6, 2005 · Amount on Record
Deed Document Number20131501959
Deed Book / Page1932 / 138
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address314 LAKESHORE DR E, CARMEL, NY 10512-6215
Transaction TypeMortgage
Record UpdatedJul 21, 2021
Title CompanyORION ABSTRACT, ORION ABSTRACT CORP

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 LAKESHORE DR E, CARMEL, NY 10512-6215

Mortgage

Document Number0073930209
DateJul 6, 2021
Book Page7393/209
Instrument7806-2021
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2041

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionKent Town
Unified School DistrictCarmel Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$346,000 (+98.39%) Land $54,400 Building $291,600$346,000 (+36.5%) Land $54,400 Building $291,600
2024$8,205.00
2023$174,400 (-) Land $9,300 Building $165,100$253,488 (+21.66%) Land $13,517 Building $239,971
2022$174,400 Land $9,300 Building $165,100$208,363 Land $11,111 Building $197,252

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1980–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT APARTMENTS
private · serves 56 people · EPA ID NY3903713
Water SourceGroundwater
Last State InspectionFeb 2023
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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