Kane County property record for 348 Hubbard Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,063 sqft · built 1920 |
| Lot Size | 0.17 acres (7,392 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $229,000 (Apr 2005) |
| Tax Bill | $3,867 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-233-025 |
| Primary APN | 06-15-233-025 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,063 sqft Living Area |
| Gross Area | 2,126 sqft |
| 1st Floor Area | 1,063 sqft |
| Basement Area | 1,063 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 7,392 sqft (0.17 acres) |
| Lot Dimensions | 112 ft deep x 66 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 348 HUBBARD AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMMISSIONERS PLAT PART OF LOT 2 & BLOCK 21 OF STELFORDS ADDN DESC IN DOC 96K024638 (EX PT TAKEN BY SURVEY PROVIDED BY OWNER ON 08/232005) |
| Legal Subdivision | COMMISSIONERS |
| Legal Block | 21 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 851102 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 348 HUBBARD AVE, ELGIN, IL 60123-3432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2005 · Amount on Record |
| Deed Sale | Apr 27, 2005 · Amount on Record |
| Deed Document Number | 200547569 |
| Last Transfer Date | Jul 14, 2006 |
| Transfer Doc | 0000087211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 348 HUBBARD AVE, ELGIN, IL 60123-3432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000035977 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 2019K035977 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,867.00 (-18.62%) Homeowner's exemption Senior Citizen's exemption | $80,144 (+8.57%) Land $23,428 Building $56,716 | $240,528 (+8.57%) Land $70,312 Building $170,216 |
| 2024 | $73,818 (+21.39%) Land $21,579 Building $52,239 | $221,543 (+21.44%) Land $64,763 Building $156,780 | |
| 2022 | $4,752.00 (+4.76%) Homeowner's exemption | $60,809 (+6.96%) Land $17,776 Building $43,033 | $182,427 (+6.96%) Land $53,328 Building $129,099 |
| 2021 | $4,536.00 Homeowner's exemption | $56,852 Land $16,619 Building $40,233 | $170,556 Land $49,857 Building $120,699 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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