Kane County property record for 345 Hubbard Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,128 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Jan 2020) |
| Tax Bill | $5,574 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Jan 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-234-001 |
| Primary APN | 06-15-234-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,128 sqft Living Area |
| Gross Area | 1,788 sqft |
| Basement Area | 660 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 345 HUBBARD AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGE E LINKFIELDS ADDN LOT 16 BLOCK 5 |
| Legal Subdivision | GEORGE E LINKFIELDS ADDN |
| Legal Block | 5 |
| Legal Lot Number | 16 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 851102 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 345 HUBBARD AVE, ELGIN, IL 60123-3431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 30, 2020 | Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES |
| Aug 23, 2019 | Warranty Deed, Subdivision Related Transfer WHEATLAND TITLE, WHEATLAND TITLE GUARANTY |
| Aug 15, 2019 | Warranty Deed, Transfer · Construction Mortgage DONALD W MCENTEE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2020 · Amount on Record |
| Deed Sale | Jan 30, 2020 · Amount on Record |
| Prior Sale | Aug 23, 2019 · Amount on Record |
| Deed Document Number | 20205433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 12, 2022 |
| Property Address | 345 HUBBARD AVE, ELGIN, IL 60123-3431 |
| Document Number | 0000020001 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 2022K020001 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 345 HUBBARD AVE, ELGIN, IL 60123-3431 |
| Document Number | 0000020002 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 2022K020002 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 30, 2020 |
| Property Address | 345 HUBBARD AVE, ELGIN, IL 60123-3431 |
| Document Number | 0000005433 |
| Instrument Date | Jan 24, 2020 |
| Instrument | 2020K005433 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | WHEATLAND TITLE GUARANTY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 558 N MCLEAN BLVD, 558, ELGIN, IL 60123-3242 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 345 HUBBARD AVE, ELGIN, IL 60123-3431 |
| Document Number | 0000005434 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | 2020K005434 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | CONCORD, CA 94520 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 23, 2019 |
| Property Address | 345 HUBBARD AVE, ELGIN, IL 60123-3431 |
| Document Number | 0000038597 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 38597 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 6, 2019 |
| Title Company | WHEATLAND TITLE, WHEATLAND TITLE GUARANTY |
| Amount | Amount Recorded |
|---|---|
| Tax | $135.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 558 N MCLEAN BLVD ELGIN IL 601233242, ELGIN, IL 60123-3242 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 15, 2019 |
| Property Address | 345 HUBBARD AVE, ELGIN, IL 60123-3431 |
| Document Number | 0000037046 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 37046 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $112.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 503 E ALGONQUIN RD ALGONQUIN IL 601023004, ALGONQUIN, IL 60102-3004 |
| Document Number | 37047 |
|---|---|
| Date | Aug 15, 2019 |
| Instrument | 37047 |
| Name | DONALD W MCENTEE |
|---|---|
| Address | 525 LONG HILL RD, GURNEE, IL 60031-3260 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 14, 2020 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,574.00 (+15.81%) Homeowner's exemption | $81,075 (+8.57%) Land $25,869 Building $55,206 | $243,322 (+8.57%) Land $77,638 Building $165,684 |
| 2024 | $74,675 (+21.39%) Land $23,827 Building $50,848 | $224,115 (+21.44%) Land $71,510 Building $152,605 | |
| 2022 | $4,813.00 (+4.74%) Homeowner's exemption | $61,515 (+6.96%) Land $19,628 Building $41,887 | $184,545 (+6.96%) Land $58,884 Building $125,661 |
| 2021 | $4,595.00 Homeowner's exemption | $57,512 Land $18,351 Building $39,161 | $172,536 Land $55,053 Building $117,483 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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