Polk County property record for 348 Grady Ave, Tryon, NC 28782 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,116 sqft · built 1992 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,500 (Nov 2021) |
| Tax Bill | $1,914 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T10-E12 |
| Primary APN | T10-E12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Building Area | 1,116 sqft Finished Area |
| Basement Area | 1,116 sqft |
| Unfinished Basement | 1,116 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 36121 |
|---|---|
| Street Address | 348 GRADY AVE |
| City | TRYON |
| State | NC |
| Zip | 28782-3011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 348 GRADY AVENUE, 0T71 TRYON AREA 71 |
| Legal Subdivision | TRYON AREA 71 |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 920304 |
Source: Polk County records · APN T10-E12
Assessment roll updated September 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 348 GRADY AVE, TRYON, NC 28782-3011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Mar 15, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Nov 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK |
| Apr 03, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 2021 · Amount on Record |
| Deed Sale | Nov 02, 2021 · Amount on Record |
| Prior Sale | Oct 30, 2007 · Amount on Record |
| Deed Document Number | 2021 |
| Deed Book / Page | 464 / 1682 |
| Prior Transfer Date | Mar 20, 2020 |
| Prior Transfer Doc | 00447/1946 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 348 GRADY AVE, TRYON, NC 28782-3011 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2024 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 000484/412 |
|---|---|
| Date | Mar 15, 2024 |
| Book Page | 484/412 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 01, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Nov 02, 2021 |
| Property Address | 348 GRADY AVE, TRYON, NC 28782-3011 |
| Document Number | 00464/1682 |
| Book / Page | 464 / 1682 |
| Instrument Date | Nov 01, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $699.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 455, ARCADIA, SC 29320-0455 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 348 GRADY AVE, TRYON, NC 28782-3011 |
| Document Number | 0004641685 |
|---|---|
| Date | Nov 02, 2021 |
| Instrument | 464/1685 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Apr 03, 2020 |
| Property Address | 348 GRADY AVE, TRYON, NC 28782-3011 |
| Document Number | 00447/1946 |
| Book / Page | 447 / 1946 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 348 GRADY AVE, TRYON, NC 28782-3011 |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Tryon Town |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,914.00 (+90.26%) | $413,694 (+135.43%) Land $19,250 Building $394,444 | $413,694 (+135.43%) Land $19,250 Building $394,444 |
| 2023 | $1,006.00 | $175,715 Land $14,000 Building $161,715 | |
| 2021 | $175,715 Land $14,000 Building $161,715 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 971 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 125 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Skyrunner | Fixed Wireless (unlicensed) | 500 / 250 |
| Uniti Group | DSL | 200 / 20 |
May also be available at this address: Uniti Group, e-Polk. Availability varies by address; speeds are provider-advertised maximums, not measured.
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