300 Grady Ave, Tryon, NC 28782 Property Records

Polk County property record for 300 Grady Ave, Tryon, NC 28782 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,272 sqft · built 1910
Lot Size	1.99 acres (86,684 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Jul 2023)
Tax Bill	$2,096 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`T7-A1`

Property Details

APN / Parcel Number

Primary APN	`T7-A1`
Alternative APN	`55553`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,272 sqft Finished Area
Basement Area	636 sqft
Finished Basement	636 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1970
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Shingle
Lot Area	86,684 sqft (1.99 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55553
Street Address	300 GRADY AVE
City	TRYON
State	NC
Zip	28782-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.99 ACRES, 0T71 TRYON AREA 71
Legal Subdivision	TRYON AREA 71
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	3
Census Block	3010
Census Tract	920304

Owner

Source: Polk County records · APN T7-A1

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	300 GRADY AVE, TRYON, NC 28782-3011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK
Feb 26, 2021	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Jun 22, 2022 · Amount on Record
Deed Book / Page	479 / 1657
Prior Transfer Date	Jun 17, 2022
Prior Transfer Doc	0470002214
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 28, 2023
Property Address	300 GRADY AVE, TRYON, NC 28782-3011
Document Number	00479/1657
Book / Page	479 / 1657
Instrument Date	Jul 25, 2023
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	343 TWIN HILL LN, COLUMBUS, NC 28722-8579

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 GRADY AVE, TRYON, NC 28782-3011

Mortgage

Document Number	00479/1660
Date	Jul 28, 2023
Book Page	479/1660

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	300 GRADY AVE, TRYON, NC 28782-3011
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 GRADY AVE, TRYON, NC 28782-3011

Mortgage

Document Number	456/2270
Date	Feb 26, 2021
Book Page	456/2270

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,096.00 (+111.93%)	$453,004 (+162.21%) Land $69,850 Building $383,154	$453,004 (+162.21%) Land $69,850 Building $383,154
2023	$989.00 (+3.56%)	$172,761 (-) Land $54,850 Building $117,911
2022	$955.00	$172,761 Land $54,850 Building $117,911
2021			$172,761 Land $54,850 Building $117,911

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	About 1 in 971 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 125 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Skyrunner	Fixed Wireless (unlicensed)	500 / 250
Uniti Group	DSL	200 / 20

May also be available at this address: Uniti Group, e-Polk. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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