348 Floyd Dr, Lynn Haven, FL 32444 Property Records

Bay County property record for 348 Floyd Dr, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,764 sqft · built 1977
Lot Size	0.462 acres (20,168 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Nov 2020)
Tax Bill	$2,574 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`11634-208-000`

Property Details

APN / Parcel Number

Primary APN	`11634-208-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,764 sqft Heated Area
Gross Area	2,630 sqft
1st Floor Area	868 sqft
2nd Floor Area	896 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	20,168 sqft (0.462 acres)
Lot Dimensions	202 ft deep x 100 ft wide

Exterior Amenities

Pool Area	360 sqft
Porch	Porch
Porch Area	866 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	348 FLOYD DR
City	LYNN HAVEN
State	FL
Zip	32444-4737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF BELAIRE ESTATES LOT 5 BLK E ORB 4326 P 2304
Legal Range	14W
Legal Township	03S
Legal Section	16
Legal Subdivision	BELAIRE ESTATES
Legal Block	E
Legal Lot Number	5
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	4
Census Block	4000
Census Tract	1404

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	348 FLOYD DR, LYNN HAVEN, FL 32444-4737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 14, 2020	Warranty Deed, Transfer KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Prior Sale	Jan 14, 2020 · Amount on Record
Deed Document Number	2020078383
Deed Book / Page	4326 / 2304
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Nov 19, 2020
Property Address	348 FLOYD DR, LYNN HAVEN, FL 32444-4737
Document Number	0043262304
Book / Page	4326 / 2304
Map Reference	MB 11 PG 95
Instrument Date	Oct 27, 2020
Instrument	2020078383
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2021
Title Company	KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	830 N JOHN YOUNG PKWY, 830, KISSIMMEE, FL 34741-4912

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	348 FLOYD DR, LYNN HAVEN, FL 32444-4737

Mortgage

Document Number	0043262306
Date	Nov 19, 2020
Instrument	4326/2306

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 14, 2020
Property Address	348 FLOYD DR, LYNN HAVEN, FL 32444-4737
Document Number	0042110506
Book / Page	004211 / 000506
Instrument Date	Jan 6, 2020
Instrument	3344
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Transaction

Amount	Amount Recorded
Tax	$653.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2005 N HARBOUR DR LYNN HAVEN FL 324442059, LYNN HAVEN, FL 32444-2059

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,574.00 (+2.88%) Homeowner's exemption	$212,731 (+5.99%)	$237,909 (+9.13%) Land $52,920 Building $184,989
2023	$2,502.00 (+6.7%) Homeowner's exemption	$200,715 (+0.47%)	$217,999 (+9.12%) Land $48,600 Building $169,399
2022	$2,345.00 Homeowner's exemption	$199,770 Land $39,960 Building $159,810	$199,770 Land $39,960 Building $159,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	45 (1998–2020)
Claims Outside the SFHA	42 of 45
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Michael, Oct 2018 · 26 claims Severe Storms And Flooding, Jul 2013 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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