342 Floyd Dr, Lynn Haven, FL 32444 Property Records

Bay County property record for 342 Floyd Dr, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,851 sqft · built 1980
Lot Size	0.484 acres (21,083 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jul 2020)
Tax Bill	$4,890 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11634-214-000`

Property Details

APN / Parcel Number

Primary APN	`11634-214-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,851 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	1,701 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,083 sqft (0.484 acres)
Lot Dimensions	211 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway

Exterior Amenities

Pool Area	584 sqft
Porch	Florida Room
Porch Area	315 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	342 FLOYD DR
City	LYNN HAVEN
State	FL
Zip	32444-4737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AAAA
Legal Description	REPLAT OF BELAIRE ESTATES LOT 8 BLK E ORB 4273 P 1209 (103B3)
Legal Range	14W
Legal Township	03S
Legal Section	16
Legal Subdivision	REPLAT OF BELAIRE ESTATES
Legal Block	E
Legal Lot Number	8
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	4
Census Block	4000
Census Tract	1404

Owner

Source: Bay County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	342 FLOYD DR, LYNN HAVEN, FL 32444-4737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit LEAD BANK
May 22, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 1, 2021	Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Apr 26, 2018	Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK
Jul 13, 2020	Warranty Deed, Transfer · FHA Mortgage CONSUMER R/E FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Prior Sale	Nov 3, 2016 · Amount on Record
Deed Document Number	202045354
Deed Book / Page	4273 / 1209
Last Transfer Date	Mar 9, 2026
Transfer Doc	0000031118
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Recording Date	Jun 12, 2026
Property Address	342 FLOYD DR, LYNN HAVEN, FL 32444-4737
Document Number	0000035502
Book / Page	5044 / 1474
Instrument Date	Jun 2, 2026
Instrument	202635502
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 FLOYD DR, LYNN HAVEN, FL 32444-4737

Mortgage

Document Number	0000035502,
Date	Jun 12, 2026
Book Page	5044/1474
Instrument	202635502

Lender

Name	LEAD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2056

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	May 22, 2026
Property Address	342 FLOYD DR, LYNN HAVEN, FL 32444-4737
Document Number	0000031118
Book / Page	5037 / 1605
Instrument Date	Mar 9, 2026
Instrument	202631118
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 FLOYD DR, LYNN HAVEN, FL 32444-4737

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	342 FLOYD DR, LYNN HAVEN, FL 32444-4737
Transaction Type	Mortgage
Record Updated	Jan 15, 2024
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 FLOYD DR, LYNN HAVEN, FL 32444-4737

Mortgage

Document Number	0043842347
Date	Apr 1, 2021
Book Page	4384/2347
Instrument	2021023998

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	342 FLOYD DR, LYNN HAVEN, FL 32444-4737
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040021078
Date	Apr 26, 2018
Book Page	4002/1078
Instrument	2018024823

Lender

Name	AMERIS BANK
Type	Bank
Address	LYNN HAVEN, FL 32444

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 16, 2033

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 13, 2020
Property Address	342 FLOYD DR, LYNN HAVEN, FL 32444-4737
Document Number	0042731209
Book / Page	004273 / 001209
Instrument Date	May 26, 2020
Instrument	45354
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6327 PINETREE AVE PANAMA CITY BEACH FL 324083520, PANAMA CITY BEACH, FL 32408-3520

Mortgage

Document Number	42731211
Date	Jul 13, 2020
Book Page	004273/001211
Instrument	45355

Lender

Name	CONSUMER R/E FIN
Type	Funding / Finance Company
Address	FORT LAUDERDALE, FL 33304

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,890.00 (+17.55%)	$308,744 (+15.61%) Land $52,920 Building $255,824	$308,744 (+15.61%) Land $52,920 Building $255,824
2023	$4,160.00 (+17.12%)	$267,057 (+11.62%) Land $48,600 Building $218,457	$267,057 (+11.62%) Land $48,600 Building $218,457
2022	$3,552.00	$239,248 Land $39,960 Building $199,288	$239,248 Land $39,960 Building $199,288

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	45 (1998–2020)
Claims Outside the SFHA	42 of 45
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Michael, Oct 2018 · 26 claims Severe Storms And Flooding, Jul 2013 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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