Morrow County property record for 348 E Williams St, Cardington, OH 43315
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,404 sqft · built 1989 |
| Lot Size | 0.379 acres (16,509 sqft) |
| Owner | Company Name on File |
| Last Sale | $54,000 (Dec 2014) |
| Tax Bill | $3,610 (2025) |
| Deeds & Mortgages | Aug 2022 Refinance Dec 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C09-035-00-219-07 |
| Primary APN | C09-035-00-219-07 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| Gross Area | 4,764 sqft |
| 1st Floor Area | 2,808 sqft |
| Family Room | Family Room |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 16,509 sqft (0.379 acres) |
| Lot Dimensions | 150 ft deep x 110 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 732 sqft |
| Deck Area | 348 sqft |
| Patio Area | 252 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 348 E WILLIAMS ST |
|---|---|
| City | CARDINGTON |
| State | OH |
| Zip | 43315-1151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 554 GREEN SUBDIVISION RTS:170622 |
| Legal Subdivision | GREEN SUBDIVISION |
| Legal Lot Number | 554 |
| Jurisdiction | MORROW OH |
| Township / Civil Division | CARDINGTON |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 965300 |
348 E Williams St is owned by a company that bought it in December 2014.
Source: Morrow County records, as of August 11, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3559 COUNTY ROAD 114, CARDINGTON, OH 43315-9450 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FC BANK |
| Dec 27, 2022 | Warranty Deed, Transfer |
| Apr 18, 2022 | Warranty Deed, Transfer |
| Dec 18, 2014 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2014 · Amount on File |
| Deed Sale | Dec 18, 2014 · Amount on File |
| Prior Sale | Jan 18, 1994 · Amount on File |
| Deed Document Number | 2014362106 |
| Deed Book / Page | 831 / 634 |
| Prior Transfer Date | Dec 17, 2014 |
| Prior Transfer Doc | 831/634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORROW OH |
| Property Address | 348 E WILLIAMS ST, CARDINGTON, OH 43315-1151 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001059/364 |
|---|---|
| Date | Aug 10, 2022 |
| Book Page | 1059/364 |
| Instrument | 408376 |
| Name | FC BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORROW OH |
| Recording Date | Dec 27, 2022 |
| Property Address | 348 E WILLIAMS ST, CARDINGTON, OH 43315-1151 |
| Document Number | 001069/473 |
| Book / Page | 1069 / 473 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 410560 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3559 COUNTY ROAD 114, CARDINGTON, OH 43315-9450 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORROW OH |
| Recording Date | Apr 18, 2022 |
| Property Address | 348 E WILLIAMS ST, CARDINGTON, OH 43315-1151 |
| Document Number | 001048/814 |
| Book / Page | 1048 / 814 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 406278 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MORROW OH |
| Recording Date | Dec 18, 2014 |
| Property Address | 348 E WILLIAMS ST, CARDINGTON, OH 43315-1151 |
| Document Number | 000831/634 |
| Book / Page | 831 / 634 |
| Instrument Date | Dec 17, 2014 |
| Instrument | 362106 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2078 TIFFANY LN, JONESBORO, GA 30236-2644 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 348 E Williams St was $3,610.
Source: Morrow County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Morrow County |
| County Subdivision | Cardington Township |
| Municipality | Cardington Village |
| Unified School District | Cardington-Lincoln Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,400 Land $27,200 Building $137,200 | ||
| 2025 | $3,610.00 | $57,540 Land $9,520 Building $48,020 | |
| 2023 | $2,543.00 (+10.47%) | $57,540 (+21.06%) Land $9,520 Building $48,020 | $164,400 Land $27,200 Building $137,200 |
| 2022 | $2,302.00 | $47,530 Land $7,560 Building $39,970 | |
| 2020 | $135,800 Land $21,600 Building $114,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 348 E Williams St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 348 E Williams St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARDINGTON VILLAGE PWS serves 2,079 people · EPA ID OH5900112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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