339 E Williams St, Cardington, OH 43315 Property Records

Morrow County property record for 339 E Williams St, Cardington, OH 43315

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,254 sqft · built 1990
Lot Size	1.91 acres (83,505 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jun 2017)
Tax Bill	$4,945 (2025)
Deeds & Mortgages	Oct 2021 Refinance Jun 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C09-006-B0-012-00`

Property Details

APN / Parcel Number

Primary APN	`C09-006-B0-012-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,254 sqft Living Area
Gross Area	3,658 sqft
1st Floor Area	2,508 sqft
Basement Area	1,254 sqft
Finished Basement	572 sqft
Family Room	Family Room

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2008
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	83,505 sqft (1.91 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	308 sqft
Deck Area	96 sqft
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	339 E WILLIAMS ST
City	CARDINGTON
State	OH
Zip	43315-1152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUT LOT 93-A PT RTS:0
Legal Lot Number	93,A
Jurisdiction	MORROW OH
Township / Civil Division	CARDINGTON
Census Block Group	1
Census Block	1041
Census Tract	965300

Owner

339 E Williams St is owned and occupied by an individual who bought it in June 2017.

Source: Morrow County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	339 E WILLIAMS ST, CARDINGTON, OH 43315-1152
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST FEDERAL COMMUNITY BANK
Jun 21, 2017	Warranty Deed, Transfer
Jun 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2017 · Amount on File
Deed Sale	Jun 21, 2017 · Amount on File
Prior Sale	Jun 21, 2017 · Amount on File
Deed Document Number	2017376410
Deed Book / Page	897 / 348
Prior Transfer Date	Mar 14, 2007
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORROW OH
Property Address	339 E WILLIAMS ST, CARDINGTON, OH 43315-1152
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001029/286
Date	Oct 6, 2021
Book Page	1029/286
Instrument	402642

Lender

Name	FIRST FEDERAL COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORROW OH
Recording Date	Jun 21, 2017
Property Address	339 E WILLIAMS ST, CARDINGTON, OH 43315-1152
Document Number	000897/348
Book / Page	897 / 348
Instrument Date	Jun 20, 2017
Instrument	000000376410
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 E WILLIAMS ST, CARDINGTON, OH 43315-1152

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORROW OH
Recording Date	Jun 21, 2017
Property Address	339 E WILLIAMS ST, CARDINGTON, OH 43315-1152
Document Number	000897/345
Book / Page	897 / 345
Instrument Date	Jun 20, 2017
Instrument	000000376409
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 E WILLIAMS ST, CARDINGTON, OH 43315-1152

Tax Assessment & Valuation

The 2025 property tax bill for 339 E Williams St was $4,945 with a homeowner's exemption.

Source: Morrow County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Morrow County
County Subdivision	Cardington Township
Municipality	Cardington Village
Unified School District	Cardington-Lincoln Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$225,200 Land $44,400 Building $180,800
2025	$4,945.00 Homeowner's exemption	$78,820 Land $15,540 Building $63,280
2023	$3,391.00 (+17.54%)	$78,820 (+31.98%) Land $15,540 Building $63,280	$225,200 Land $44,400 Building $180,800
2022	$2,885.00	$59,720 Land $9,420 Building $50,300
2020			$170,600 Land $26,900 Building $143,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 339 E Williams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 339 E Williams St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARDINGTON VILLAGE PWS serves 2,079 people · EPA ID OH5900112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Brightspeed.

Nearby Properties on E Williams St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures