348 Carmello Cir, Conway, SC 29526 Property Records

Horry County property record for 348 Carmello Cir, Conway, SC 29526

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 2019
Lot Size	0.619 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (Apr 2020)
Tax Bill	$1,019 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`341-15-03-0003`

Property Details

APN / Parcel Number

Primary APN	`341-15-03-0003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.619 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Open Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	348 CARMELLO CIR
City	CONWAY
State	SC
Zip	29526-7953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REFLECTIONS PH 2&3; LOT 54
Legal Subdivision	REFLECTIONS PH 2&3
Legal Lot Number	54
Jurisdiction	HORRY SC
Township / Civil Division	CONWAY EAST
Census Block Group	1
Census Block	1005
Census Tract	60301

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	348 CARMELLO CIR, CONWAY, SC 29526-7953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE
Apr 24, 2020	Warranty Deed, Subdivision Related Transfer · Conventional with PMI GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2020 · Amount on Record
Deed Sale	Apr 24, 2020 · Amount on Record
Deed Document Number	0004307869
Deed Book / Page	4307 / 869
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	348 CARMELLO CIR, CONWAY, SC 29526-7953
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 CARMELLO CIR, CONWAY, SC 29526-7953

Mortgage

Document Number	66980000000351
Date	Jul 25, 2023
Book Page	0000006698/0000000351

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Apr 24, 2020
Property Address	348 CARMELLO CIR, CONWAY, SC 29526-7953
Document Number	4307/0869
Book / Page	004307 / 000869
Instrument Date	Apr 17, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 CARMELLO CIR CONWAY SC 295267953, CONWAY, SC 29526-7953

Mortgage

Document Number	6206/1443
Date	Apr 24, 2020
Book Page	006206/001443

Lender

Name	GUILD MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,019.00		$330,931 (-) Land $91,804 Building $239,127
2024	$1,019.00 (+7.04%)	$19,856 (+125.64%) Land $5,508 Building $14,348	$330,931 (+50.46%) Land $91,804 Building $239,127
2023	$952.00 (+3.37%)	$8,800 (-33.31%) Land $1,940 Building $6,860	$219,940 (-) Land $48,540 Building $171,400
2021	$921.00	$13,196 Land $2,912 Building $10,284	$219,940 Land $48,540 Building $171,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 95 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	312 (1983–2024)
Claims Outside the SFHA	13 of 312
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 72 claims Severe Storms And Flooding, Oct 2015 · 51 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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