340 Carmello Cir, Conway, SC 29526 Property Records

Horry County property record for 340 Carmello Cir, Conway, SC 29526

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,630 sqft · built 2019
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,400 (Oct 2019)
Tax Bill	$977 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`341-15-03-0001`

Property Details

APN / Parcel Number

Primary APN	`341-15-03-0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,630 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	462 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	340 CARMELLO CIR
City	CONWAY
State	SC
Zip	29526-7953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REFLECTIONS PH 2&3; LOT 52
Legal Subdivision	REFLECTIONS PH 2&3
Legal Lot Number	52
Jurisdiction	HORRY SC
Township / Civil Division	CONWAY EAST
Census Block Group	1
Census Block	1005
Census Tract	60301

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	340 CARMELLO CIR, CONWAY, SC 29526-7953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE
Oct 1, 2019	Warranty Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Deed Document Number	0004247342
Deed Book / Page	4247 / 342
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	340 CARMELLO CIR, CONWAY, SC 29526-7953
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 CARMELLO CIR, CONWAY, SC 29526-7953

Mortgage

Document Number	63690000003249
Date	Apr 9, 2021
Book Page	0000006369/0000003249

Lender

Name	GUILD MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Oct 1, 2019
Property Address	340 CARMELLO CIR, CONWAY, SC 29526-7953
Document Number	4247/0342
Book / Page	004247 / 000342
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$778.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 CARMELLO CIR CONWAY SC 295267953, CONWAY, SC 29526-7953

Mortgage

Document Number	6135/0357
Date	Oct 1, 2019
Book Page	006135/000357

Lender

Name	GUILD MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$977.00		$321,512 (-) Land $84,539 Building $236,973
2024	$977.00 (+7.01%)	$19,290 (+129.64%) Land $5,072 Building $14,218	$321,512 (+53.12%) Land $84,539 Building $236,973
2023	$913.00 (+3.28%)	$8,400 (-33.33%) Land $1,860 Building $6,540	$209,980 (-) Land $46,380 Building $163,600
2021	$884.00	$12,599 Land $2,783 Building $9,816	$209,980 Land $46,380 Building $163,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	312 (1983–2024)
Claims Outside the SFHA	13 of 312
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 72 claims Severe Storms And Flooding, Oct 2015 · 51 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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