Polk County property record for 348 Ash St, Independence, OR 97351 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,672 sqft · built 1900 |
| Lot Size | 0.25 acres (10,889 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,942 (Jun 2017) |
| Tax Bill | $1,706 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08421-CD-02100 |
| Primary APN | 08421-CD-02100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| 1st Floor Area | 904 sqft |
| 2nd Floor Area | 768 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Shingles |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,889 sqft (0.25 acres) |
| View / Lot | Flood Plain |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 168 sqft |
| Patio Area | 256 sqft |
| Utility Building | 360 sqft |
| Total Buildings | 2 Buildings |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 201467 |
|---|---|
| Street Address | 348 ASH ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-2149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ONE STORY WITH ATTIC |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 21 |
| Legal Subdivision | E A THORPS TOWN OF INDEPENDENCE |
| Legal Block | 2 |
| Legal Lot Number | 6,7 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 20305 |
Source: Polk County records · APN 08421-CD-02100
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 348 ASH ST, INDEPENDENCE, OR 97351-2149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 13, 2022 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Apr 14, 2021 | Deed of Trust, Mortgage · VA Mortgage UMPQUA BANK |
| Jun 12, 2017 | Warranty Deed, Transfer · VA Mortgage UMPQUA BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2017 · Amount on Record |
| Deed Sale | Jun 12, 2017 · Amount on Record |
| Prior Sale | May 26, 2010 · Amount on Record |
| Deed Document Number | 20176862 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 348 ASH ST, INDEPENDENCE, OR 97351-2149 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 348 ASH ST, INDEPENDENCE, OR 97351-2149 |
| Document Number | 0000005874 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 2022-005874 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 09, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 348 ASH ST, INDEPENDENCE, OR 97351-2149 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000006438 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021-006438 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jun 12, 2017 |
| Property Address | 348 ASH ST, INDEPENDENCE, OR 97351-2149 |
| Document Number | 0000006862 |
| Map Reference | VOL12 PG239 |
| Instrument Date | Jun 05, 2017 |
| Instrument | 2017-006862 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 348 ASH ST, INDEPENDENCE, OR 97351-2149 |
| Document Number | 0000006863 |
|---|---|
| Date | Jun 12, 2017 |
| Instrument | 2017-006863 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: Polk County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,840 (+3%) Land $41,830 Building $87,010 | $372,950 (-4.42%) Land $157,000 Building $215,950 | |
| 2025 | $1,706.00 (+3.77%) Veteran's exemption | $125,090 (+3%) Land $40,610 Building $84,480 | $390,200 (+3.96%) Land $157,400 Building $232,800 |
| 2024 | $1,644.00 (-2.49%) Veteran's exemption | $121,450 (+2.99%) Land $39,430 Building $82,020 | $375,340 (-1.51%) Land $145,000 Building $230,340 |
| 2023 | $1,686.00 (+8.91%) Veteran's exemption | $117,920 (+3%) Land $38,290 Building $79,630 | $381,090 (+7.72%) Land $146,300 Building $234,790 |
| 2022 | $1,548.00 Veteran's exemption | $114,490 Land $37,180 Building $77,310 | $353,770 Land $127,000 Building $226,770 |
Source: FEMA National Flood Hazard Layer, Polk County (41053C), updated October 28, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 6% of the US · above 2% of Oregon |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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