Kenton County property record for 3479 Ridgewood Dr, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1982 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $94,900 (May 2014) |
| Tax Bill | $1,101 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-40-00-046.00 |
| Primary APN | 017-40-00-046.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,120 sqft Finished Area |
| Gross Area | 1,532 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 108 ft deep x 81 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 3479 RIDGEWOOD DR |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-2819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY II SEC 6 LOT 64-1A 0.20 ACS 81X108' SWC RIDGEWOOD & FERNWOOD CT |
| Legal Subdivision | SPRING VALLEY II |
| Legal Phase | 6 |
| Legal Lot Number | 1A,64 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 63608 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3479 RIDGEWOOD DR, ERLANGER, KY 41018-2819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MTG |
| Feb 22, 2017 | Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2014 · Amount on Record |
| Deed Sale | May 6, 2014 · Amount on Record |
| Prior Sale | Aug 9, 2013 · Amount on Record |
| Deed Document Number | 201405 06 059 00253 |
| Deed Book / Page | 3432 / 299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3479 RIDGEWOOD DR, ERLANGER, KY 41018-2819 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900142 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 294/95 |
| Instrument | 21110105900142 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3479 RIDGEWOOD DR, ERLANGER, KY 41018-2819 |
| Document Number | 0000000110 |
| Instrument Date | Sep 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | ORCHARD STREET SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Address | 3479 RIDGEWOOD DR ERLANGER KY 410182819, ERLANGER, KY 41018-2819 |
| Document Number | 0000000110 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 00M112/000215 |
| Instrument | 110 |
| Name | OCEANSIDE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3479 RIDGEWOOD DR, ERLANGER, KY 41018-2819 |
| Document Number | 0000000197 |
| Book / Page | 0I3910 / 000048 |
| Instrument Date | Feb 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Title Company | ORCHARD STREET SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3479 RIDGEWOOD DR ERLANGER KY 410182819, ERLANGER, KY 41018-2819 |
| Document Number | 0000000197 |
|---|---|
| Date | Mar 14, 2017 |
| Book Page | 0I3910/000048 |
| Instrument | 197 |
| Name | OCEANSIDE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 13, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,300 (-) Land $25,000 Building $135,300 | $160,300 (-) Land $25,000 Building $135,300 | |
| 2025 | $1,101.00 (-9.31%) Disabled Person's exemption | $160,300 (-) Land $25,000 Building $135,300 | $160,300 (-) Land $25,000 Building $135,300 |
| 2023 | $1,214.00 Disabled Person's exemption | $160,300 Land $25,000 Building $135,300 | $160,300 Land $25,000 Building $135,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures