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  3. Kenton County
  4. Erlanger
  5. Ridgewood Dr

3474 Ridgewood Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 3474 Ridgewood Dr, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 988 sqft · built 1985
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on Record
Last Sale$139,731 (Aug 2023)
Tax Bill$1,384 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Apr 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN017-40-00-005.00

Property Details

APN / Parcel Number

Primary APN017-40-00-005.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area988 sqft Finished Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions122 ft deep x 62.3 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address3474 RIDGEWOOD DR
CityERLANGER
StateKY
Zip41018-2887
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING VALLEY II SEC 5 LOT 104 0.23 ACS 62.26X122.31' NS RIDGEWOOD DR
Legal SubdivisionSPRING VALLEY II
Legal Phase5
Legal Lot Number104
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group3
Census Block3000
Census Tract63608

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address145 E UNIVERSITY DR, 1, MESA, AZ 85201-5945
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2023Warranty Deed, Transfer
GREEN SOURCE INVESTMENTS LLC
Apr 1, 2020Warranty Deed, Transfer · FHA Mortgage
CHURCHILL MTG
Mar 31, 2020Deed of Trust, Mortgage · FHA Mortgage
CHURCHILL MTG
Dec 4, 2019Grant Deed, Transfer
SERVICELINK
Oct 28, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2023 · Amount on Record
Deed SaleAug 14, 2023 · Amount on Record
Prior SaleApr 1, 2020 · Amount on Record
Deed Document Number2023151
Deed Book / Page241 / 546
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 14, 2023
Property Address3474 RIDGEWOOD DR, ERLANGER, KY 41018-2887
Document Number0005900151
Book / PageKC 241 / 546
Map ReferenceMB 21 PG 31
Instrument DateAug 9, 2023
Instrument23081405900151
Transaction TypeTransfer
Record UpdatedAug 25, 2023
Title CompanyWORLD CLASS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1873 ARBOR SPRINGS BLVD, UNION, KY 41091-9321

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 E UNIVERSITY DR STE 1, 1, MESA, AZ 85201-5945

Mortgage

Document Number0005900256
DateAug 22, 2023
Book PageKCM 486/268
Instrument23082205900256
Lender
NameGREEN SOURCE INVESTMENTS LLC
TypeNon-Lending Institution
AddressMESA, AZ 85210
Agreement
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 1, 2020
Property Address3474 RIDGEWOOD DR, ERLANGER, KY 41018-2887
Document Number0000000021
Book / Page000015 / 000096
Instrument DateMar 31, 2020
Instrument21
Transaction TypeTransfer
Record UpdatedJun 2, 2020
Title CompanyNORTHWEST TITLE FAM/COMPANIES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$119.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3474 RIDGEWOOD DR ERLANGER KY 410182887, ERLANGER, KY 41018-2887

Mortgage

Document Number22
DateApr 1, 2020
Book Page000M27/000073
Instrument22
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 31, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3474 RIDGEWOOD DR, ERLANGER, KY 41018-2887
Document Number0000000022
Instrument DateMar 31, 2020
Transaction TypeMortgage
Record UpdatedMay 29, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3474 RIDGEWOOD DR ERLANGER KY 410182887, ERLANGER, KY 41018-2887

Mortgage

Document Number0000000022
DateApr 1, 2020
Book Page000M27/000073
Instrument22
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 31, 2050

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateDec 4, 2019
Property Address3474 RIDGEWOOD DR, ERLANGER, KY 41018-2887
Document Number0000000358
Book / Page0I4372 / 000057
Instrument DateNov 18, 2019
Instrument358
Transaction TypeTransfer
Record UpdatedFeb 7, 2020
Title CompanySERVICELINK

Transaction

AmountAmount Recorded
Tax$70.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10816 ALEXANDRIA PIKE ALEXANDRIA KY 410017548, ALEXANDRIA, KY 41001-7548

October 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateOct 28, 2019
Property Address3474 RIDGEWOOD DR, ERLANGER, KY 41018-2887
Document Number0000000158
Book / Page0I4352 / 000163
Instrument DateAug 5, 2019
Instrument158
Transaction TypeForeclosure
Record UpdatedNov 14, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$85.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 422039 HOUSTON TX 772424239, HOUSTON, TX 77242-4239

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$139,700 (-) Land $25,000 Building $114,700$139,700 (-) Land $25,000 Building $114,700
2025$1,384.00 (-12.74%)$139,700 (-6.12%) Land $25,000 Building $114,700$139,700 (-6.12%) Land $25,000 Building $114,700
2023$1,586.00 (+22.09%)$148,800 (+25.04%) Land $25,000 Building $123,800$148,800 (+25.04%) Land $25,000 Building $123,800
2022$1,299.00$119,000 Land $20,000 Building $99,000$119,000 Land $20,000 Building $99,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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