3475 Montgomery Rd, Cincinnati, OH 45207 Property Records

Hamilton County property record for 3475 Montgomery Rd, Cincinnati, OH 45207

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,210 sqft · built 1903
Lot Size	0.246 acres (10,716 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (May 2022)
Tax Bill	$7,234 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`058-0005-0090-00`

Property Details

APN / Parcel Number

Primary APN	`058-0005-0090-00`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,210 sqft Living Area
Gross Area	3,310 sqft
1st Floor Area	1,100 sqft
2nd Floor Area	750 sqft
Attic	Attic
Attic Area	360 sqft
Basement Area	1,100 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,716 sqft (0.246 acres)
Lot Dimensions	208 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3475 MONTGOMERY RD
City	CINCINNATI
State	OH
Zip	45207-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	3475 MONTGOMERY RD 58.19 X 207.99 IRR PT LOT 7 J LYONS EST SUB
Legal Subdivision	LYONS EST SUB
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2003
Census Tract	3800

Owner

3475 Montgomery Rd is owned and occupied by two individuals who bought it in May 2022.

Source: Hamilton County records, as of June 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3475 MONTGOMERY RD, CINCINNATI, OH 45207-1549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
May 10, 2022	Warranty Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Feb 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 9, 2019	Warranty Deed, Transfer · Line of Credit SPRING VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2022 · Amount on File
Deed Sale	May 10, 2022 · Amount on File
Prior Sale	Dec 9, 2019 · Amount on File
Deed Document Number	202246488
Deed Book / Page	14664 / 417
Prior Transfer Date	Jan 8, 2020
Prior Transfer Doc	0000014520
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 27, 2026
Property Address	3475 MONTGOMERY RD, CINCINNATI, OH 45207-1549
Document Number	0000041547
Book / Page	15674 / 2469
Instrument Date	May 21, 2026
Instrument	202641547
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3475 MONTGOMERY RD, CINCINNATI, OH 45207-1549
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041547,
Date	May 27, 2026
Book Page	15674/2469
Instrument	202641547

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 27, 2036

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 10, 2022
Property Address	3475 MONTGOMERY RD, CINCINNATI, OH 45207-1549
Document Number	0000046488
Book / Page	14664 / 417
Instrument Date	Apr 26, 2022
Instrument	2022-0046488
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,005.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3475 MONTGOMERY RD, CINCINNATI, OH 45207-1549

Mortgage

Document Number	0000046489
Date	May 10, 2022
Instrument	2022-0046489

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 1, 2021
Property Address	3475 MONTGOMERY RD, CINCINNATI, OH 45207-1549
Document Number	0000041124
Book / Page	14387 / 2628
Instrument Date	Mar 12, 2021
Instrument	2021-0041124
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3475 MONTGOMERY RD, CINCINNATI, OH 45207-1549

Mortgage

Document Number	0000041125
Date	Apr 1, 2021
Instrument	2021-0041125

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 11, 2020
Property Address	3475 MONTGOMERY RD, CINCINNATI, OH 45207-1549
Document Number	0000014520
Book / Page	014102 / 002020
Instrument Date	Jan 8, 2020
Instrument	14520
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4465 SEDGWICK ST NW WASHINGTON DC 200162713, WASHINGTON, DC 20016-2713

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 9, 2019
Property Address	3475 MONTGOMERY RD, CINCINNATI, OH 45207-1549
Document Number	0000108648
Book / Page	14059 / 01174
Instrument Date	Nov 27, 2019
Instrument	2019-0108648
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	RIVERTOWNE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000108649
Date	Dec 9, 2019
Instrument	2019-0108649

Lender

Name	SPRING VALLEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	15 Months
Due	Mar 1, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 3475 Montgomery Rd was $7,234, up 3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,234.00 (+2.96%)	$117,251 (+%) Land $8,565 Building $108,686	$335,000 Land $24,470 Building $310,530
2024	$7,026.00 (-2.09%)	$117,249 (-) Land $8,564 Building $108,685
2023	$7,176.00 (-10.22%)	$117,249 (%) Land $8,564 Building $108,685	$335,000 Land $24,470 Building $310,530
2022	$7,993.00 Homeowner's exemption	$117,250 Land $7,455 Building $109,795
2020			$335,000 Land $21,300 Building $313,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3475 Montgomery Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3475 Montgomery Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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