3475 Mare Cir, Commerce Township, MI 48382 Property Records

Oakland County property record for 3475 Mare Cir, Commerce Township, MI 48382

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,317 (2025)
Deeds & Mortgages	Nov 2024 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`E-17-19-203-006`

Property Details

APN / Parcel Number

Primary APN	`E-17-19-203-006`

Exterior

Lot Area	25,265 sqft (0.58 acres)

Location & Zoning

Street Address	3475 MARE CIR
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-2290
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	T2N, R8E, SEC 19 OAKLAND COUNTY CONDOMINIUM PLAN NO 2403 THE RESERVES AT PROUD LAKE UNIT 6 L 58770 P 497 8-8-23 FR 201-011
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3002
Census Tract	135100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2245 KENAN DR, WIXOM, MI 48393-1315
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 6, 2024
Property Address	3475 MARE CIR, COMMERCE TOWNSHIP, MI 48382-2290
Document Number	0000124704
Book / Page	59773 / 247
Map Reference	LB 58770 PG 498-573
Instrument Date	Oct 25, 2024
Instrument	124704
Transaction Type	Construction Loan
Record Updated	Dec 23, 2025
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3596 W MAPLE RD # RD230, RD230, BLOOMFIELD HILLS, MI 48301-3371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 KENAN DR, WIXOM, MI 48393-1315

Mortgage

Document Number	0059773250
Date	Nov 6, 2024
Instrument	59773/250

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	1-Year T-Bill
Max Rate	11.3%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,317.00	$57,730	$115,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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