Oakland County property record for 3465 Mare Cir, Commerce Township, MI 48382
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $317 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-19-203-007 |
| Primary APN | E-17-19-203-007 |
|---|
| Lot Area | 26,136 sqft (0.6 acres) |
|---|
| Street Address | 3465 MARE CIR |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-2290 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | T2N, R8E, SEC 19 OAKLAND COUNTY CONDOMINIUM PLAN NO 2403 THE RESERVES AT PROUD LAKE UNIT 7 L 58770 P 497 8-8-23 FR 201-011 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 135100 |
3465 Mare Cir, residential vacant land, is owned by an individual who acquired it in February 2026.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28015 HOPKINS DR, NOVI, MI 48377-2565 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Feb 4, 2026 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 1, 2026 |
| Transfer Doc | 20260015392 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3465 MARE CIR, COMMERCE TOWNSHIP, MI 48382-2290 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3465 MARE CIR, COMMERCE TOWNSHIP, MI 48382-2290 |
| Document Number | 20260010871 |
|---|---|
| Date | Jan 26, 2026 |
| Book Page | 60897/677 |
| Instrument | 20260010871 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.74% |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.74% |
| Max Rate At Change | 7.74% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 4, 2026 |
| Property Address | 3465 MARE CIR, COMMERCE TOWNSHIP, MI 48382-2290 |
| Document Number | 20260015392 |
| Book / Page | 60925 / 101 |
| Map Reference | LB 58770 PG 497-573 |
| Instrument Date | Feb 1, 2026 |
| Instrument | 20260015392 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3465 MARE CIR, COMMERCE TOWNSHIP, MI 48382-2290 |
| Name | Verified Name |
|---|---|
| Address | 3465 MARE CIR, COMMERCE TOWNSHIP, MI 48382-2290 |
The 2025 property tax bill for 3465 Mare Cir was $317, down 18.9% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $317.00 (-18.93%) | $57,730 | $115,460 |
| 2024 | $391.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3465 Mare Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3465 Mare Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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