Osceola County property record for 3475 Cord Ave, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,960 sqft · built 1995 |
| Lot Size | 4.61 acres (200,942 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (May 2023) |
| Tax Bill | $6,056 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Sep 2019 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 25-26-30-5080-0001-0890 |
| Primary APN | 25-26-30-5080-0001-0890 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| Gross Area | 2,070 sqft |
| 1st Floor Area | 1,560 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 200,942 sqft (4.61 acres) |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Florida Room |
| Porch Area | 830 sqft |
| Deck Area | 576 sqft |
| Patio Area | 960 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3475 CORD AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR EST 2 PB 1 PG 365 LOT 89 LESS W 5 FT |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | ST CLOUD MANOR ESTATES UNIT 2 |
| Legal Tract | 5080 |
| Legal Block | 890 |
| Legal Lot Number | 89 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 43304 |
Source: Osceola County records · APN 25-26-30-5080-0001-0890
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3475 CORD AVE, SAINT CLOUD, FL 34772-8022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| May 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC |
| Sep 26, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2023 · Amount on Record |
| Deed Sale | May 22, 2023 · Amount on Record |
| Deed Document Number | 202365490 |
| Deed Book / Page | 6411 / 1636 |
| Prior Transfer Date | Sep 20, 2019 |
| Prior Transfer Doc | 0055952403 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 22, 2023 |
| Property Address | 3475 CORD AVE, SAINT CLOUD, FL 34772-8022 |
| Document Number | 0064111636 |
| Book / Page | 6411 / 1636 |
| Map Reference | MB 1 PG 365 |
| Instrument Date | May 15, 2023 |
| Instrument | 2023065490 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 394 ETOWAH RD, BENTON, TN 37307-4802 |
| Name | Verified Name |
|---|---|
| Address | 3475 CORD AVE, SAINT CLOUD, FL 34772-8022 |
| Document Number | 0064111639 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 6411/1639 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 26, 2019 |
| Property Address | 3475 CORD AVE, SAINT CLOUD, FL 34772-8022 |
| Document Number | 0055952403 |
| Book / Page | 005595 / 002403 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 124493 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3475 CORD AVE ST CLOUD FL 347728022, ST CLOUD, FL 34772-8022 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,056.00 (-5.93%) Homeowner's exemption | $426,600 (+114.03%) Land $184,500 Building $242,100 | $426,600 (+5.8%) Land $184,500 Building $242,100 |
| 2024 | $6,438.00 (+126.37%) | ||
| 2023 | $2,844.00 (+4.6%) Homeowner's exemption | $199,322 (+3%) | $403,200 (+19.79%) Land $184,500 Building $218,700 |
| 2022 | $2,719.00 Homeowner's exemption | $193,517 | $336,600 Land $147,600 Building $189,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 56% of the US · above 27% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 549 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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